7020 Rapid Lightning Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 7020 Rapid Lightning Rd, Sandpoint, ID 83864

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 750 sqft · built 2022
Lot Size	24.7 acres (1,077,152 sqft)
Owner	2 Individual Names on Record
Tax Bill	$922 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`RP58N01E107352A`

Property Details

APN / Parcel Number

Primary APN	`RP58N01E107352A`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	750 sqft Finished Area
1st Floor Area	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	1,077,152 sqft (24.7 acres)
Lean-To	96 sqft
Pole Barn	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	7020 RAPID LIGHTNING RD
City	SANDPOINT
State	ID
Zip	83864-4744
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A/f-10
Legal Description	10-58N-1E TAX 7
Legal Range	01E
Legal Township	58N
Legal Section	10
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1062
Census Tract	950201

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7020 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 14, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 27, 2019
Transfer Doc	0000950351
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	7020 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4744
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001004676
Date	Apr 29, 2022
Instrument	1004676

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Mar 14, 2018
Property Address	7020 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4744
Document Number	0000918989
Instrument Date	Mar 14, 2018
Instrument	918989
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	917 W 28TH AVE, SPOKANE, WA 99203-1312

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$922.00 (+6.84%) Homeowner's exemption	$309,236 (+0.08%) Land $119,653 Building $189,583	$309,236 (+0.08%) Land $119,653 Building $189,583
2025	$863.00 (+18.22%) Homeowner's exemption	$308,975 (+12.34%) Land $119,392 Building $189,583	$308,975 (+12.34%) Land $119,392 Building $189,583
2023	$730.00 Homeowner's exemption	$275,043 Land $106,503 Building $168,540	$275,043 Land $106,503 Building $168,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 76% of Idaho
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Intermax Networks Fixed Wireless	30 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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