Wagoner County property record for 74606 S 320 Rd, Wagoner, OK 74467
| Property Type | Rural Home |
|---|---|
| Details | 2,767 sqft · built 2022 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Apr 2026) |
| Tax Bill | $3,959 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 241203-000001-000000 |
| Primary APN | 241203-000001-000000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,767 sqft Living Area |
| Utility Area | 192 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Storage Building | 192 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 4376 |
|---|---|
| Street Address | 74606 S 320 RD |
| City | WAGONER |
| State | OK |
| Zip | 74467-8751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 20-17-19 NW NW SW |
| Legal Range | 19E |
| Legal Township | 17N |
| Legal Section | 20 |
| Jurisdiction | WAGONER OK |
| Township / Civil Division | WAGONER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 30202 |
74606 S 320 Rd, a rural home, is owned and occupied by an individual who bought it in April 2026.
Source: Wagoner County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 74612 S 320 RD, WAGONER, OK 74467-8751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANC FIRST MORTGAGE CO |
| Apr 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGEBANC |
| Mar 13, 2026 | Intrafamily Transfer, Transfer |
| Mar 13, 2026 | Intrafamily Transfer, Transfer |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OKLAHOMA STATE BANK |
| May 24, 2019 | Personal Representative Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2026 · Amount on File |
| Deed Sale | Apr 7, 2026 · Amount on File |
| Prior Sale | May 24, 2019 · Amount on File |
| Deed Document Number | 20265154 |
| Deed Book / Page | 3174 / 327 |
| Prior Transfer Date | Mar 13, 2026 |
| Prior Transfer Doc | 0000003811 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAGONER OK |
| Property Address | 74606 S 320 RD, WAGONER, OK 74467-8751 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000015979 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 2726/0077 |
| Instrument | 2021-15979 |
| Name | BANC FIRST MORTGAGE CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAGONER OK |
| Recording Date | Apr 7, 2026 |
| Property Address | 74606 S 320 RD, WAGONER, OK 74467-8751 |
| Document Number | 0000005154 |
| Book / Page | 3174 / 327 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 20265154 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | INFINITE TITLE, INFINITY TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,512.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000005155, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 20265155 |
| Name | AMERICAN MORTGAGEBANC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAGONER OK |
| Recording Date | Mar 13, 2026 |
| Property Address | 74606 S 320 RD, WAGONER, OK 74467-8751 |
| Document Number | 0000003811 |
| Book / Page | 3166 / 630 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2026-3811 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 74606 S 320 RD, WAGONER, OK 74467-8751 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAGONER OK |
| Recording Date | Mar 13, 2026 |
| Property Address | 74606 S 320 RD, WAGONER, OK 74467-8751 |
| Document Number | 0000003812 |
| Book / Page | 3166 / 632 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2026-3812 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 74606 S 320 RD, WAGONER, OK 74467-8751 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAGONER OK |
| Property Address | 74606 S 320 RD, WAGONER, OK 74467-8751 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013353 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 2614/0348 |
| Instrument | 2020-13353 |
| Name | OKLAHOMA STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 14, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | WAGONER OK |
| Recording Date | May 24, 2019 |
| Property Address | 74606 S 320 RD, WAGONER, OK 74467-8751 |
| Document Number | 0000006303 |
| Book / Page | 2501 / 0874 |
| Instrument Date | May 23, 2019 |
| Instrument | 2019-06303 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $97.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 20510 FERGUSON RD, OKMULGEE, OK 74447-2014 |
The 2025 property tax bill for 74606 S 320 Rd was $3,959 with a homeowner's exemption.
Source: Wagoner County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Wagoner County |
| Unified School District | Wagoner Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,828 (+3%) Land $7,197 Building $38,631 | $409,181 (-6.37%) Land $64,260 Building $344,921 | |
| 2025 | $3,959.00 Homeowner's exemption | $44,494 Land $8,664 Building $35,830 | $437,000 Land $85,000 Building $352,000 |
| 2023 | $3,874.00 (+2.76%) | $41,940 (+3%) Land $8,178 Building $33,762 | $417,753 (+14.91%) Land $85,000 Building $332,753 |
| 2022 | $3,770.00 | $40,718 Land $7,840 Building $32,878 | $363,555 Land $70,000 Building $293,555 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 74606 S 320 Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective December 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2013–2015) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 74606 S 320 Rd is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 45% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAGONER CO. RWD #2 serves 2,000 people · EPA ID OK1021643 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Turbidity not recorded as resolved · Feb 2025 Treatment failure not recorded as resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Organic carbon removal Oct 2024 |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lake Region Technology & Communications Fiber | 2,500 / 2,500 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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