Wagoner County property record for 74343 S 320 Rd, Wagoner, OK 74467
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,244 sqft · built 2002 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $505,000 (Dec 2025) |
| Tax Bill | $4,104 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Aug 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 241191-000016-001000 |
| Primary APN | 241191-000016-001000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,244 sqft Living Area |
| Utility Area | 80 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Carport |
| Garage Area | 504 sqft |
| Carport | Carport |
| Carport Area | 504 sqft |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 600 sqft |
| Porch | Slab |
| Porch Area | 696 sqft |
| Storage Building | 80 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 70281 |
|---|---|
| Street Address | 74343 S 320 RD |
| City | WAGONER |
| State | OK |
| Zip | 74467-9416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 19-17-19 N2 S2 NE SE NE |
| Legal Range | 19E |
| Legal Township | 17N |
| Legal Section | 19 |
| Jurisdiction | WAGONER OK |
| Township / Civil Division | WAGONER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30202 |
74343 S 320 Rd is owned and occupied by two individuals who bought it in December 2025.
Source: Wagoner County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74343 S 320 RD, WAGONER, OK 74467-9416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ARMSTRONG BANK |
| Aug 16, 2023 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Dec 16, 2025 | Warranty Deed, Transfer |
| Jun 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK |
| Sep 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage ARMSTRONG BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2025 · Amount on File |
| Deed Sale | Dec 16, 2025 · Amount on File |
| Prior Sale | Jun 7, 2023 · Amount on File |
| Deed Document Number | 202518424 |
| Deed Book / Page | 3139 / 472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAGONER OK |
| Property Address | 74343 S 320 RD, WAGONER, OK 74467-9416 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002017 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 2776/0747 |
| Instrument | 2022-02017 |
| Name | ARMSTRONG BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 7, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAGONER OK |
| Property Address | 74343 S 320 RD, WAGONER, OK 74467-9416 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 74343 S 320 RD, WAGONER, OK 74467-9416 |
| Document Number | 0000010726 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | 2908/244 |
| Instrument | 2023-10726 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | OVERLAND PARK, KS 66223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 8, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAGONER OK |
| Recording Date | Dec 16, 2025 |
| Property Address | 74343 S 320 RD, WAGONER, OK 74467-9416 |
| Document Number | 0000018424 |
| Book / Page | 3139 / 472 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 2025-18424 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $757.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 74343 S 320 RD, WAGONER, OK 74467-9416 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAGONER OK |
| Recording Date | Jun 7, 2023 |
| Property Address | 74343 S 320 RD, WAGONER, OK 74467-9416 |
| Document Number | 0000007159 |
| Book / Page | 2892 / 0074 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 2023-07159 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $659.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 74343 S 320 RD, WAGONER, OK 74467-9416 |
| Document Number | 0000007160 |
|---|---|
| Date | Jun 7, 2023 |
| Instrument | 2023-07160 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.1% |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAGONER OK |
| Recording Date | Sep 18, 2018 |
| Property Address | 74343 S 320 RD, WAGONER, OK 74467-9416 |
| Document Number | 0000011286 |
| Book / Page | 2456 / 0006 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 2018-11286 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74343 S 320 RD, WAGONER, OK 74467-9416 |
| Document Number | 0000011287 |
|---|---|
| Date | Sep 18, 2018 |
| Book Page | 2456/0007 |
| Instrument | 2018-11287 |
| Name | ARMSTRONG BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 17, 2019 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 74343 S 320 Rd was $4,104, up 2.9% from the year before.
Source: Wagoner County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Wagoner County |
| Unified School District | Wagoner Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,208 (+0.28%) Land $2,380 Building $42,828 | $403,637 (+0.28%) Land $21,250 Building $382,387 | |
| 2025 | $4,104.00 (+2.88%) | $45,083 (+4.4%) Land $2,380 Building $42,703 | $402,525 (+4.4%) Land $21,250 Building $381,275 |
| 2024 | $3,989.00 (+35.36%) | $43,184 (+35.36%) Land $2,380 Building $40,804 | $385,574 (+16.66%) Land $21,250 Building $364,324 |
| 2023 | $2,947.00 (+4.76%) | $31,903 (+5%) Land $2,056 Building $29,847 | $330,523 (+10.4%) Land $21,250 Building $309,273 |
| 2022 | $2,813.00 | $30,384 Land $1,960 Building $28,424 | $299,388 Land $17,500 Building $281,888 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 74343 S 320 Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective December 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2013–2015) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 74343 S 320 Rd is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · lower than 63% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAGONER CO. RWD #2 serves 2,000 people · EPA ID OK1021643 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Turbidity not recorded as resolved · Feb 2025 Treatment failure not recorded as resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Organic carbon removal Oct 2024 |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lake Region Technology & Communications Fiber | 2,500 / 2,500 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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