746 W Main St, Lowell, MI 49331 Property Records

Kent County property record for 746 W Main St, Lowell, MI 49331

Property Summary

Property Type	Commercial
Details	4,500 sqft · built 1946
Lot Size	2.54 acres (111,034 sqft)
Owner	Company Name on Record
Tax Bill	$94,916 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jun 2019 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`41-20-02-376-017`

Property Details

APN / Parcel Number

Primary APN	`41-20-02-376-017`

Interior

Stories	1 Story
Building Area	4,500 sqft Total Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	111,034 sqft (2.54 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	746 W MAIN ST
City	LOWELL
State	MI
Zip	49331-1623
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C2
Legal Description	PART OF GOVT LOT 8 & PART OF VACATED OTTAWA ST DESC AS - COM AT SELY COR OF LOT 2 BLK 39 OF RICHARDS & WICKHAM'S PLAT TH SWLY
Legal Range	09W
Legal Township	06N
Legal Section	02
Legal Subdivision	OF RICHARDS & WICKHAMS PLAT TH SWLY ALO
Legal Block	39
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	4
Census Block	4009
Census Tract	12004

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	930 OMALLEY DR, COOPERSVILLE, MI 49404-9678
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jun 27, 2019	Correction Deed ATTORNEY ONLY
May 4, 2017	Warranty Deed, Transfer · Commercial Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 20, 2019
Transfer Doc	0000045819
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	746 W MAIN ST, LOWELL, MI 49331-1623
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131786
Date	Dec 8, 2021
Instrument	20211208-0131786

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	TEMPE, AZ 85281

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	KENT MI
Recording Date	Jun 27, 2019
Property Address	746 W MAIN ST, LOWELL, MI 49331-1623
Document Number	0000045819
Instrument Date	Jun 20, 2019
Instrument	45819
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2474 HENRY ST MUSKEGON MI 494413022, MUSKEGON, MI 49441-3022

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	May 4, 2017
Property Address	746 W MAIN ST, LOWELL, MI 49331-1623
Document Number	0000038703
Map Reference	LB2 PG55
Instrument Date	Mar 14, 2017
Instrument	20170504-0038703
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2901 28TH ST SW, 2901, GRANDVILLE, MI 49418-1164

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2474 HENRY ST, MUSKEGON, MI 49441-3022

Mortgage

Document Number	0000038704
Date	May 4, 2017
Instrument	20170504-0038704

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,563,400 (+2.75%)	$3,126,800 (+2.75%)
2025	$94,916.00 (+644.32%)	$1,521,500 (+2.89%)	$3,043,000 (+2.89%)
2023		$1,478,700	$2,957,400
2019	$12,752.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	10 (1981–2017)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2017 · river or lake flooding
Claims by Event	Flooding, Apr 2013 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL serves 4,150 people · EPA ID MI0003950
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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