623 W Main St, Lowell, MI 49331 Property Records

Kent County property record for 623 W Main St, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,482 sqft · built 1880
Lot Size	0.213 acres (9,278 sqft)
Owner	Company Name on Record
Last Sale	$16,000 (Jul 1983)
Tax Bill	$4,117 (2025)
Deeds & Mortgages	Mar 2023 Transfer Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`41-20-02-340-005`

Property Details

APN / Parcel Number

Primary APN	`41-20-02-340-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,482 sqft Living Area

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	9,278 sqft (0.213 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	623 W MAIN ST
City	LOWELL
State	MI
Zip	49331-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C3
Legal Description	LOT 4 & STRIP OF LAND 8 FT WIDE ALONG N END OF SAME BLK 37 * RICHARDS & WICKHAM'S PLAT
Legal Subdivision	RICHARDS & WICKHAM'S PLAT
Legal Block	37
Legal Lot Number	4
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2050
Census Tract	12004

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	318 E MAIN ST, E, LOWELL, MI 49331-1734
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Feb 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 1983 · Amount on Record
Deed Sale	Jul 1, 1983 · Amount on Record
Deed Book / Page	6018 / 998
Last Transfer Date	Mar 29, 2023
Transfer Doc	0000016181
Record Updated	Oct 29, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Mar 30, 2023
Property Address	623 W MAIN ST, LOWELL, MI 49331-1620
Document Number	0000016181
Instrument Date	Mar 29, 2023
Instrument	20230330-0016181
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4362 AMAZON DR, LOWELL, MI 49331-8490

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 E MAIN ST, LOWELL, MI 49331-1714

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	623 W MAIN ST, LOWELL, MI 49331-1620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063715
Date	Jul 21, 2020
Instrument	20200721-0063715

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Feb 27, 2020
Property Address	623 W MAIN ST, LOWELL, MI 49331-1620
Document Number	0000017425
Instrument Date	Feb 26, 2020
Instrument	17425
Transaction Type	Transfer
Record Updated	Apr 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11709 THAMES LOWELL MI 493318461, LOWELL, MI 49331-8461

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,900 (+5.52%)	$221,800 (+5.52%)
2025	$4,117.00 (+19.54%)	$105,100 (+11.22%)	$210,200 (+11.22%)
2023		$94,500	$189,000
2019	$3,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Nearby Flood Policies	21 units insured incl. 7 condo units
Nearby Flood Claims	21 (1986–2018)
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Flooding, Apr 2013 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL serves 4,150 people · EPA ID MI0003950
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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