Flathead County property record for 746 Spruce Ct, Whitefish, MT 59937
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,250 sqft · built 2020 |
| Lot Size | 0.078 acres (3,398 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,823 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0769575 |
| Primary APN | R0769575 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 625 sqft |
| 2nd Floor Area | 625 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 3,398 sqft (0.078 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 0000500729 |
|---|---|
| Street Address | 746 SPRUCE CT |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-2960 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | RIVERPARK SUB, S01, T30 N, R22 W, LOT 22, ASSR #0000500729 |
| Legal Range | 22W |
| Legal Township | 30N |
| Legal Section | 01 |
| Legal Subdivision | RIVERPARK SUB |
| Legal Lot Number | 22 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 404 |
746 Spruce Ct, a townhouse, is owned by an individual.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 234 W 4TH ST, WHITEFISH, MT 59937-3025 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 746 SPRUCE CT, WHITEFISH, MT 59937-2960 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | ALLIANCE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 202000005458 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 202000005458 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 746 SPRUCE CT, WHITEFISH, MT 59937-2960 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | INSURED TITLE |
| Name | Verified Name |
|---|
| Document Number | 202000033111 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 202000033111 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ALAMO, CA 94507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
The 2026 property tax bill for 746 Spruce Ct was $1,823.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,823.00 | $611,800 | |
| 2025 | $611,800 Land $189,757 Building $422,043 | ||
| 2023 | $3,013.00 | $438,800 | $438,800 Land $62,372 Building $376,428 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 746 Spruce Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 746 Spruce Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Montana |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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