744 Spruce Ct, Whitefish, MT 59937 Property Records

Flathead County property record for 744 Spruce Ct, Whitefish, MT 59937

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,350 sqft · built 2020
Lot Size	0.095 acres (4,138 sqft)
Owner	Individual Name on File
Last Sale	$140,100 (Dec 2018)
Tax Bill	$1,965 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Jul 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0769574`

Property Details

APN / Parcel Number

Primary APN	`R0769574`
Alternative APNs	`07-4184-01-1-16-21-5744` `0000500728`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,350 sqft Living Area
1st Floor Area	675 sqft
2nd Floor Area	675 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,138 sqft (0.095 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	0000500728
Street Address	744 SPRUCE CT
City	WHITEFISH
State	MT
Zip	59937-2960
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	RIVERPARK SUB, S01, T30 N, R22 W, LOT 21, ASSR #0000500728
Legal Range	22W
Legal Township	30N
Legal Section	01
Legal Subdivision	RIVERPARK SUB
Legal Lot Number	21
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	3
Census Block	3033
Census Tract	404

Owner

744 Spruce Ct, a townhouse, is owned by an individual who bought it in December 2018.

Source: Flathead County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	234 W 4TH ST, WHITEFISH, MT 59937-3025
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Jul 2, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST INTERSTATE BANK
Dec 17, 2018	Special Warranty Deed, Subdivision Related Transfer · Commercial Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2018 · Amount on File
Deed Sale	Dec 17, 2018 · Amount on File
Deed Document Number	201830215
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	744 SPRUCE CT, WHITEFISH, MT 59937-2960
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000005351
Date	Feb 28, 2020
Instrument	202000005351

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	744 SPRUCE CT, WHITEFISH, MT 59937-2960
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900013536
Date	Jul 2, 2019
Instrument	201900013536

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Jun 28, 2020

December 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 17, 2018
Property Address	744 SPRUCE CT, WHITEFISH, MT 59937-2960
Document Number	201800030215
Instrument Date	Dec 7, 2018
Instrument	201800030215
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 3RD ST W # 1, 1, WHITEFISH, MT 59937-3053

Mortgage

Document Number	201800030216
Date	Dec 17, 2018
Instrument	201800030216

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 12, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 744 Spruce Ct was $1,965.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,965.00	$651,500
2025			$651,500 Land $203,767 Building $447,733
2023	$3,247.00	$472,800	$472,800 Land $68,932 Building $403,868

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 744 Spruce Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 744 Spruce Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks, Vero Fiber.

Nearby Properties on Spruce Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures