746 S 9th St, Elko, NV 89801 Property Records

Elko County property record for 746 S 9th St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 978 sqft · built 1935
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Sep 2026)
Tax Bill	$943 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-472-008`

Property Details

APN / Parcel Number

Primary APN	`001-472-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	978 sqft Living Area
Gross Area	1,374 sqft
1st Floor Area	978 sqft
Basement Area	396 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Metal
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	746 S 9TH ST
City	ELKO
State	NV
Zip	89801-4256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR-SA
Legal Description	SECOND OUDERKIRK ADDITION FILE 51117 ALL,N 1/2,S 1/2
Legal Subdivision	SECOND OUDERKIRK ADDITION
Legal Block	A
Legal Lot Number	39
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2076
Census Tract	951300

Owner

Source: Elko County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 CREEKSIDE PARK DR, JOHNS CREEK, GA 30022-8112
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Bargain and Sale Deed, Transfer · VA Mortgage MODERN MORTGAGE
Nov 4, 2022	Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2026 · Amount on Record
Deed Sale	Sep 28, 2026 · Amount on Record
Prior Sale	Nov 4, 2022 · Amount on Record
Deed Document Number	2026870328
Prior Transfer Date	Dec 19, 2014
Prior Transfer Doc	0000693854
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Sep 28, 2026
Property Address	746 S 9TH ST, ELKO, NV 89801-4256
Document Number	0000870328
Instrument Date	Sep 24, 2026
Instrument	2026870328
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY OF NEVADA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$124,078.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CREEKSIDE PARK DR, JOHNS CREEK, GA 30022-8112

Mortgage

Document Number	0000870328,
Date	Sep 28, 2026
Instrument	2026870328

Lender

Name	MODERN MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Nov 4, 2022
Property Address	746 S 9TH ST, ELKO, NV 89801-4256
Document Number	0000812750
Map Reference	FILE 51117
Instrument Date	Oct 18, 2022
Instrument	812750
Transaction Type	Transfer
Record Updated	Dec 15, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$955.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	746 S 9TH ST, ELKO, NV 89801-4256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 S 9TH ST, ELKO, NV 89801-4256

Mortgage

Document Number	0000812751
Date	Nov 4, 2022
Instrument	812751

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$943.00 (+3.06%)	$34,351 (-0.39%) Land $12,950 Building $21,401	$98,146 (-0.39%) Land $37,000 Building $61,146
2025	$915.00 (+8.54%)	$34,486 (+37.09%) Land $12,950 Building $21,536	$98,531 (+37.09%) Land $37,000 Building $61,531
2023	$843.00 (+31.92%)	$25,155 (+38.27%) Land $5,530 Building $19,625	$71,871 (+38.27%) Land $15,800 Building $56,071
2022	$639.00	$18,193 Land $5,530 Building $12,663	$51,980 Land $15,800 Building $36,180

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	9 (1995–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 85% of Nevada
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

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