650 S 9th St, Elko, NV 89801 Property Records

Elko County property record for 650 S 9th St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 700 sqft · built 1936
Lot Size	0.103 acres (4,487 sqft)
Owner	Trust Name on File
Last Sale	$150,000 (Dec 2020)
Tax Bill	$640 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Mar 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-471-006`

Property Details

APN / Parcel Number

Primary APN	`001-471-006`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	700 sqft Living Area
1st Floor Area	700 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1965
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,487 sqft (0.103 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	650 S 9TH ST
City	ELKO
State	NV
Zip	89801-4258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR-SA
Legal Description	FIRST OUDERKIRK ADDTION FILE 48124 NWLY 45 LOTS 33-36 BLK A
Legal Subdivision	FIRST OUDERKIRK ADDITION
Legal Block	A
Legal Lot Number	33-36
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2075
Census Tract	951300

Owner

650 S 9th St is held in a trust since March 2023.

Source: Elko County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	124 LORI LN, ELKO, NV 89801-0907
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · Line of Credit MOVEMENT MORTGAGE
Mar 27, 2023	Intrafamily Transfer, Transfer
Dec 17, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jun 8, 2020	Grant Deed, Transfer STEWART TITLE
Jun 14, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 14, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2020 · Amount on File
Deed Sale	Dec 17, 2020 · Amount on File
Prior Sale	Jun 8, 2020 · Amount on File
Deed Document Number	2020778600
Last Transfer Date	Mar 27, 2023
Transfer Doc	0000817504
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	650 S 9TH ST, ELKO, NV 89801-4258
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000834193
Date	Mar 4, 2024
Instrument	834193

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Mar 27, 2023
Property Address	650 S 9TH ST, ELKO, NV 89801-4258
Document Number	0000817504
Instrument Date	Mar 27, 2023
Instrument	817504
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	124 LORI LN, ELKO, NV 89801-0907

December 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Dec 17, 2020
Property Address	650 S 9TH ST, ELKO, NV 89801-4258
Document Number	0000778600
Instrument Date	Dec 16, 2020
Instrument	778600
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 988, ELKO, NV 89803-0988

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	163 COUNTRY CLUB PKWY, SPRING CREEK, NV 89815-5203

Mortgage

Document Number	0000778601
Date	Dec 17, 2020
Instrument	778601

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Jun 8, 2020
Property Address	650 S 9TH ST, ELKO, NV 89801-4258
Document Number	0000769470
Instrument Date	Jun 8, 2020
Instrument	769470
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$301.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 988 ELKO NV 898030988, ELKO, NV 89803-0988

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	650 S 9TH ST, ELKO, NV 89801-4258
Document Number	0000756898
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	650 S 9TH ST ELKO NV 898014258, ELKO, NV 89801-4258

Mortgage

Document Number	0000756898
Date	Jul 18, 2019
Instrument	756898

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2049

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELKO NV
Property Address	650 S 9TH ST, ELKO, NV 89801-4258
Document Number	0000756897
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	650 S 9TH ST ELKO NV 898014258, ELKO, NV 89801-4258

Mortgage

Document Number	0000756897
Date	Jul 18, 2019
Instrument	756897

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

The 2026 property tax bill for 650 S 9th St was $640, up 5.4% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$640.00 (+5.44%)	$19,636 (-0.06%) Land $8,750 Building $10,886	$56,103 (-0.06%) Land $25,000 Building $31,103
2025	$607.00	$19,648 Land $8,750 Building $10,898	$56,137 Land $25,000 Building $31,137
2023	$516.00 (+7.95%)	$14,759 (+13.33%) Land $4,725 Building $10,034	$42,169 (+13.33%) Land $13,500 Building $28,669
2022	$478.00	$13,023 Land $4,725 Building $8,298	$37,209 Land $13,500 Building $23,709

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 650 S 9th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	9 (1995–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 S 9th St is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 85% of Nevada
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

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