Orange County property record for 746 Lost Grove Cir, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,103 sqft · built 2008 |
| Lot Size | 0.162 acres (7,066 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $615,000 (Dec 2022) |
| Tax Bill | $8,054 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Oct 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-22-27-3231-00-240 |
| Primary APN | 35-22-27-3231-00-240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,103 sqft Living Area |
| Gross Area | 4,002 sqft |
| 1st Floor Area | 1,520 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,066 sqft (0.162 acres) |
| Garage Type | Attached |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 140 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 746 LOST GROVE CIR |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | GROVE PARK AT STONE CREST 66/46 LOT 24 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 35 |
| Legal Subdivision | GROVE PARK AT STONE CREST |
| Legal Tract | 3231 |
| Legal Lot Number | 24 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 17118 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 746 LOST GROVE CIR, WINTER GARDEN, FL 34787-5012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 6, 2022 | Deed of Trust, Mortgage PLAINS COMMERCE BANK |
| Apr 2, 2020 | Deed of Trust, Mortgage · VA Mortgage MIDWEST LN SOLUTIONS INC |
| Jul 12, 2019 | Deed of Trust, Mortgage · VA Mortgage DITECH FIN'L |
| Feb 28, 2017 | Warranty Deed, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2022 · Amount on Record |
| Deed Sale | Dec 9, 2022 · Amount on Record |
| Prior Sale | Feb 28, 2017 · Amount on Record |
| Deed Document Number | 2022739732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 9, 2022 |
| Property Address | 746 LOST GROVE CIR, WINTER GARDEN, FL 34787-5012 |
| Document Number | 0000739732 |
| Map Reference | MB 66 PG 46-49 |
| Instrument Date | Dec 8, 2022 |
| Instrument | 20220739732 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,305.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 746 LOST GROVE CIR, WINTER GARDEN, FL 34787-5012 |
| Name | Verified Name |
|---|---|
| Address | 746 LOST GROVE CIR, WINTER GARDEN, FL 34787-5012 |
| Document Number | 0000739733 |
|---|---|
| Date | Dec 9, 2022 |
| Instrument | 20220739733 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 746 LOST GROVE CIR, WINTER GARDEN, FL 34787-5012 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000606213 |
|---|---|
| Date | Oct 6, 2022 |
| Instrument | 20220606213 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Amount | Amount Recorded |
|---|---|
| Term | 5 Months |
| Due | Mar 28, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 746 LOST GROVE CIR, WINTER GARDEN, FL 34787-5012 |
| Document Number | 0000232232 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2020 |
| Title Company | NATIONS TITLE, NATIONS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 746 LOST GROVE CIR WINTER GARDEN FL 347875012, WINTER GARDEN, FL 34787-5012 |
| Document Number | 0000232232 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 232232 |
| Name | MIDWEST LN SOLUTIONS INC |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 746 LOST GROVE CIR, WINTER GARDEN, FL 34787-5012 |
| Document Number | 0000465940 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 746 LOST GROVE CIR WINTER GARDEN FL 347875012, WINTER GARDEN, FL 34787-5012 |
| Document Number | 0000465940 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 465940 |
| Name | DITECH FIN'L |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 28, 2017 |
| Property Address | 746 LOST GROVE CIR, WINTER GARDEN, FL 34787-5012 |
| Document Number | 0000108914 |
| Map Reference | MB 66 PG 46-49 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 20170108914 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,289.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 OLIVIA LN, 405, SODDY DAISY, TN 37379-4183 |
| Name | Verified Name |
|---|---|
| Address | 746 LOST GROVE CIR, WINTER GARDEN, FL 34787-5012 |
| Document Number | 0000108915 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 20170108915 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $549,281 (+2.7%) | $554,690 (-1.23%) Land $120,000 Building $434,690 | |
| 2025 | $8,054.00 (+5.21%) Homeowner's exemption | $534,840 (+5.99%) | $561,610 (+11.29%) Land $120,000 Building $441,610 |
| 2024 | $7,655.00 (+3.54%) | ||
| 2023 | $7,393.00 (+73.26%) Homeowner's exemption | $504,628 (+64.32%) Land $120,000 Building $384,628 | $504,628 (+22.88%) Land $120,000 Building $384,628 |
| 2022 | $4,267.00 Homeowner's exemption | $307,110 | $410,651 Land $87,500 Building $323,151 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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