734 Lost Grove Cir, Winter Garden, FL 34787 Property Records

Orange County property record for 734 Lost Grove Cir, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,103 sqft · built 2007
Lot Size0.161 acres (7,025 sqft)
Owner2 Individual Names on Record
Last Sale$640,000 (Dec 2021)
Tax Bill$7,122 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Mar 2020 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN35-22-27-3231-00-260

Property Details

APN / Parcel Number

Primary APN35-22-27-3231-00-260
Alternative APNs
  • 272235323100260
  • 129650
  • 130431
  • 131813

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,103 sqft Living Area
Gross Area4,402 sqft
1st Floor Area1,520 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,025 sqft (0.161 acres)
Garage TypeAttached
Garage Area426 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area140 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address734 LOST GROVE CIR
CityWINTER GARDEN
StateFL
Zip34787-5012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionGROVE PARK AT STONE CREST 66/46 LOT 26
Legal Range27E
Legal Township22S
Legal Section35
Legal SubdivisionGROVE PARK AT STONE CREST
Legal Tract3231
Legal Lot Number26
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1033
Census Tract17118

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address734 LOST GROVE CIR, WINTER GARDEN, FL 34787-5012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2021Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Mar 3, 2020Loan Modification, Mortgage · Line of Credit
IBERIABANK
Apr 11, 2018Deed of Trust, Mortgage · Line of Credit
IBERIABANK
Jan 5, 2017Warranty Deed, Transfer · Conventional Mortgage
HOME LN ALLIANCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2021 · Amount on Record
Deed SaleDec 14, 2021 · Amount on Record
Prior SaleJan 5, 2017 · Amount on Record
Deed Document Number2021760474
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateDec 14, 2021
Property Address734 LOST GROVE CIR, WINTER GARDEN, FL 34787-5012
Document Number0000760474
Map ReferenceMB 66 PG 46-49
Instrument DateDec 10, 2021
Instrument20210760474
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address734 LOST GROVE CIR, 734, WINTER GARDEN, FL 34787-5012

Transferred To (Grantee/Buyer)

NameVerified Name
Address954 MOLLY CIR, SARASOTA, FL 34232-2155

Mortgage

Document Number0000760475
DateDec 14, 2021
Instrument20210760475
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address734 LOST GROVE CIR, WINTER GARDEN, FL 34787-5012
Document Number0000184638
Instrument DateMar 3, 2020
Transaction TypeMortgage
Record UpdatedApr 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address734 LOST GROVE CIR WINTER GARDEN FL 347875012, WINTER GARDEN, FL 34787-5012

Mortgage

Document Number0000184638
DateMar 24, 2020
Instrument184638
Lender
NameIBERIABANK
TypeBank
AddressORLANDO, FL 32806
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address734 LOST GROVE CIR, WINTER GARDEN, FL 34787-5012
Document Number0000239094
Instrument DateApr 11, 2018
Transaction TypeMortgage
Record UpdatedApr 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address734 LOST GROVE CIR WINTER GARDEN FL 347875012, WINTER GARDEN, FL 34787-5012

Mortgage

Document Number0000239094
DateApr 23, 2018
Instrument239094
Lender
NameIBERIABANK
TypeBank
AddressORLANDO, FL 32806
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 22, 2048
Interest
Rate TypeAdjustable Rate

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJan 5, 2017
Property Address734 LOST GROVE CIR, WINTER GARDEN, FL 34787-5012
Document Number0000008226
Instrument DateDec 30, 2016
Instrument8226
Transaction TypeTransfer
Record UpdatedJan 30, 2017
Title CompanyEQUITABLE TITLE/DR PHILLIPS LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address734 LOST GROVE CIR WINTER GARDEN FL 347875012, WINTER GARDEN, FL 34787-5012

Mortgage

Document Number8227,
DateJan 5, 2017
Instrument8227
Lender
NameHOME LN ALLIANCE
TypeFunding / Finance Company
AddressTAMPA, FL 33602
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 4, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$490,553 (+2.7%)$632,110 (-2.42%) Land $120,000 Building $512,110
2025$7,122.00 (+5.21%) Homeowner's exemption$477,656 (-18.23%)$647,760 (+10.89%) Land $120,000 Building $527,760
2024$6,769.00 (-23.09%)
2023$8,801.00 (+13.9%) Homeowner's exemption$584,133 (+20.71%) Land $120,000 Building $464,133$584,133 (+20.71%) Land $120,000 Building $464,133
2022$7,727.00$483,896 Land $87,500 Building $396,396$483,896 Land $87,500 Building $396,396

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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