746 Eletson Dr, Crystal Lake, IL 60014 Property Records

McHenry County property record for 746 Eletson Dr, Crystal Lake, IL 60014

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,488 sqft · built 1990
Lot Size	0.68 acres (2,965 sqft)
Owner	Individual Name on Record
Last Sale	$277,500 (Jul 2026)
Tax Bill	$5,025 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19-07-277-017`

Property Details

APN / Parcel Number

Primary APN	`19-07-277-017`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
1st Floor Area	604 sqft
Basement Area	604 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Lot Area	2,965 sqft (0.68 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	746 ELETSON DR
City	CRYSTAL LAKE
State	IL
Zip	60014-7437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0040836 LT 10 CRYSTAL CHATEAU
Legal Subdivision	CRYSTAL CHATEAU
Legal Block	277
Legal Lot Number	10
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1015
Census Tract	871202

Owner

Source: McHenry County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4716 AMBER CIR, HOFFMAN ESTATES, IL 60192-3800
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LIFESTONE MORTGAGE CORP
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit PARTNERSHIP FINANCIAL CU
Nov 27, 2019	Deed, Transfer · Conventional Mortgage LIFESTONE MORTGAGE CORP
Jun 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 23, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FIDELITY MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	202621655
Prior Transfer Date	May 29, 2018
Prior Transfer Doc	0000018108
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 28, 2026
Property Address	746 ELETSON DR, CRYSTAL LAKE, IL 60014-7437
Document Number	0000021655
Instrument Date	Jul 13, 2026
Instrument	202621655
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,041.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4716 AMBER CIR, HOFFMAN ESTATES, IL 60192-3800

Mortgage

Document Number	0000021656,
Date	Jul 28, 2026
Instrument	202621656

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.88%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	746 ELETSON DR, CRYSTAL LAKE, IL 60014-7437
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064308
Date	Dec 1, 2021
Instrument	2021R0064308

Lender

Name	LIFESTONE MORTGAGE CORP
Type	Mortgage Company
Address	HAMPSHIRE, IL 60140

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.87%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	746 ELETSON DR, CRYSTAL LAKE, IL 60014-7437
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005076
Date	Feb 26, 2026
Instrument	2026R0005076

Lender

Name	PARTNERSHIP FINANCIAL CU
Type	Credit Union
Address	MORTON GROVE, IL 60053

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 27, 2019
Property Address	746 ELETSON DR, CRYSTAL LAKE, IL 60014-7437
Document Number	0000040836
Map Reference	DOC 991657
Instrument Date	Nov 22, 2019
Instrument	2019R0040836
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 ELETSON DR, CRYSTAL LAKE, IL 60014-7437

Mortgage

Document Number	0000040837
Date	Nov 27, 2019
Instrument	2019R0040837

Lender

Name	LIFESTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 4, 2018
Property Address	746 ELETSON DR, CRYSTAL LAKE, IL 60014-7437
Document Number	0000018108
Instrument Date	May 29, 2018
Instrument	18108
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	746 ELETSON DR CRYSTAL LAKE IL 600147437, CRYSTAL LAKE, IL 60014-7437

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 23, 2017
Property Address	746 ELETSON DR, CRYSTAL LAKE, IL 60014-7437
Document Number	0000018463
Map Reference	DOC991657
Instrument Date	May 18, 2017
Instrument	2017R0018463
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 VIEWPOINT DR, LAKE IN THE HILLS, IL 60156-4935

Mortgage

Document Number	0000018464
Date	May 23, 2017
Instrument	2017R0018464

Lender

Name	AMERICAN FIDELITY MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Crystal Lake City
Elementary School District	Crystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,025.00	$67,367 (+26.29%) Land $14,510 Building $52,857	$202,101 (+26.29%) Land $43,530 Building $158,571
2022	Homeowner's exemption	$53,343 Land $11,712 Building $41,631	$160,029 Land $35,136 Building $124,893

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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