740 Eletson Dr, Crystal Lake, IL 60014 Property Records

McHenry County property record for 740 Eletson Dr, Crystal Lake, IL 60014

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,488 sqft · built 1988
Lot Size	0.045 acres (2,002 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Sep 2020)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-07-277-015`

Property Details

APN / Parcel Number

Primary APN	`19-07-277-015`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,488 sqft
Gross Area	2,092 sqft
1st Floor Area	604 sqft
2nd Floor Area	884 sqft

Exterior

Year Built	Built 1988
Exterior Material	Frame Siding
Lot Area	2,002 sqft (0.045 acres)
Lot Dimensions	77 ft deep x 26 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	740 ELETSON DR
City	CRYSTAL LAKE
State	IL
Zip	60014-7437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0037470 LT 8 CRYSTAL CHATEAU
Legal Range	08E
Legal Township	43N
Legal Section	07
Legal Subdivision	CRYSTAL CHATEAU TWNHSES
Legal Block	277
Legal Lot Number	8
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1015
Census Tract	871202

Owner

Source: McHenry County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	740 ELETSON DR, CRYSTAL LAKE, IL 60014-7437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Warranty Deed, Transfer · VA Mortgage SYNERGY ONE LENDING
Aug 2, 2017	Warranty Deed, Construction Loan · Conventional with PMI BAXTER CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Prior Sale	Aug 2, 2017 · Amount on Record
Deed Document Number	TRUSTEE DEED
Record Updated	Jun 7, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 16, 2020
Property Address	740 ELETSON DR, CRYSTAL LAKE, IL 60014-7437
Document Number	0000037470
Map Reference	DOC 991657
Instrument Date	Sep 8, 2020
Instrument	2020R0037470
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	STARCK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 ELETSON DR, CRYSTAL LAKE, IL 60014-7437

Mortgage

Document Number	0000037471
Date	Sep 16, 2020
Instrument	2020R0037471

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

August 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 2, 2017
Property Address	740 ELETSON DR, CRYSTAL LAKE, IL 60014-7437
Document Number	0000028570
Instrument Date	Jul 28, 2017
Instrument	28570
Transaction Type	Construction Loan
Record Updated	Jan 10, 2019
Title Company	AFFINITY TITLE SERVICES, AFFINITY TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 S ORIOLE TRL CRYSTAL LAKE IL 600145820, CRYSTAL LAKE, IL 60014-5820

Mortgage

Document Number	28571
Date	Aug 2, 2017
Instrument	28571

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Crystal Lake City
Elementary School District	Crystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$52,119 Land $11,712 Building $40,407	$156,357 Land $35,136 Building $121,221

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile USA.

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