746 Dowers Rd, Abingdon, MD 21009 Property Records

Harford County property record for 746 Dowers Rd, Abingdon, MD 21009

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,720 sqft · built 2017
Lot Size	0.267 acres (11,630 sqft)
Owner	Individual Name on File
Last Sale	$797,000 (Sep 2022)
Tax Bill	$8,188 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-398945`

Property Details

APN / Parcel Number

Primary APN	`01-398945`
Alternative APN	`398945`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,720 sqft Total Area
Basement Area	1,250 sqft
Finished Basement	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,630 sqft (0.267 acres)
Garage Type	Mixed
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Deck Area	290 sqft
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	398945
Street Address	746 DOWERS RD
City	ABINGDON
State	MD
Zip	21009-1564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1COS
Legal Description	LOT 83 11630 SF 746 DOWERS ROAD LAUREL RIDGE 144/17
Legal Subdivision	FINAL PLAT SIX LAUREL RIDGE
Legal Lot Number	83
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3000
Census Tract	301108

Owner

746 Dowers Rd is owned and occupied by an individual who bought it in September 2022.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	746 DOWERS RD, ABINGDON, MD 21009-1564
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed, Transfer · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Dec 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage BNY MELLON NA
Nov 15, 2017	Grant Deed, Transfer WESTMINISTER TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2022 · Amount on File
Deed Sale	Sep 8, 2022 · Amount on File
Prior Sale	Nov 15, 2017 · Amount on File
Deed Book / Page	15663 / 260
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 8, 2022
Property Address	746 DOWERS RD, ABINGDON, MD 21009-1564
Document Number	0156630260
Book / Page	15663 / 260
Map Reference	MB 144 PG 17
Instrument Date	Aug 31, 2022
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6767 PLUM POINT DR, ABERDEEN PROVING GROUND, MD 21005-1403

Mortgage

Document Number	0156630270
Date	Sep 8, 2022
Instrument	15663-0270

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	746 DOWERS RD, ABINGDON, MD 21009-1564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNIVERSAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0126440250
Date	Dec 19, 2017
Book Page	12644/0250
Instrument	12644-0250

Lender

Name	BNY MELLON NA
Type	Bank
Address	BOSTON, MA 02108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2033

Interest

Rate Type	Adjustable Rate

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 15, 2017
Property Address	746 DOWERS RD, ABINGDON, MD 21009-1564
Document Number	0125980429
Book / Page	012598 / 000429
Instrument Date	Oct 30, 2017
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	WESTMINISTER TITLE

Transaction

Amount	Amount on Record
Tax	$707.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	746 DOWERS RD ABINGDON MD 210091564, ABINGDON, MD 21009-1564

Tax Assessment & Valuation

The 2026 property tax bill for 746 Dowers Rd was $8,188, up 13.9% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,188.00 (+13.88%)	$751,300 Land $172,900 Building $578,400	$751,300 Land $172,900 Building $578,400
2025	$7,190.00
2023		$614,000 Land $172,900 Building $441,100	$614,000 Land $172,900 Building $441,100
2022	$6,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 746 Dowers Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 746 Dowers Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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