74540 Epsilon Ave, Covington, LA 70435 Property Records

St. Tammany Parish property record for 74540 Epsilon Ave, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,707 sqft · built 1980
Lot Size	0.248 acres (10,800 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Jan 2018)
Tax Bill	$880 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2019 Mortgage + 1 more
APN	`107-013-4198`

Property Details

APN / Parcel Number

Primary APN	`107-013-4198`
Alternative APN	`26268`

Interior

Building Area	1,707 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	10,800 sqft (0.248 acres)

Location & Zoning

Street Address	74540 EPSILON AVE
City	COVINGTON
State	LA
Zip	70435-6431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 69 70 71 SQ 12 PALM PLAZA SUB CB 800 81 CB 1451 438 INST NO 1424705 INST NO 2061263 INST NO 2094515
Legal Subdivision	PALM PLAZA
Legal Lot Number	69
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	3
Census Block	3007
Census Tract	40502

Owner

74540 Epsilon Ave is owned and occupied by an individual who bought it in January 2018.

Source: St. Tammany Parish records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	74540 EPSILON AVE, COVINGTON, LA 70435-6431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD
Oct 2, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD
Jan 16, 2018	Deed, Transfer · Commercial Mortgage AMERICAN BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2018 · Amount on File
Deed Sale	Jan 16, 2018 · Amount on File
Deed Document Number	20182094515
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	74540 EPSILON AVE, COVINGTON, LA 70435-6431
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002231088
Date	Oct 8, 2020
Instrument	2231088

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	74540 EPSILON AVE, COVINGTON, LA 70435-6431
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002177041
Date	Oct 2, 2019
Instrument	2177041

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jan 16, 2018
Property Address	74540 EPSILON AVE, COVINGTON, LA 70435-6431
Document Number	0002094515
Map Reference	DOC 2061263
Instrument Date	Jan 12, 2018
Instrument	2094515
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	CRESCENT TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74540 EPSILON AVE, COVINGTON, LA 70435-6431

Mortgage

Document Number	0002094516
Date	Jan 16, 2018
Instrument	2094516

Lender

Name	AMERICAN BANK & TRUST
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0002094517
Date	Jan 16, 2018
Instrument	2094517

Lender

Name	PLATINUM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 74540 Epsilon Ave was $880 with a homeowner's exemption, down 3.8% from the year before.

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$880.00 (-3.83%) Homeowner's exemption	$15,349 (-) Land $2,300 Building $13,049	$153,491 (-) Land $23,000 Building $130,491
2024	$915.00 (+48.78%) Homeowner's exemption	$15,349 (+23.5%) Land $2,300 Building $13,049	$153,491 (+23.5%) Land $23,000 Building $130,491
2023	$615.00 (+0.16%) Homeowner's exemption	$12,428 (-) Land $2,300 Building $10,128	$124,280 (-) Land $23,000 Building $101,280
2022	$614.00 Homeowner's exemption	$12,428 Land $2,300 Building $10,128	$124,280 Land $23,000 Building $101,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 74540 Epsilon Ave; there have been 145 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 225 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	145 (1980–2024)
Claims Outside the SFHA	60 of 145
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Severe Storms And Flooding, Mar 2016 · 50 claims Hurricane Katrina, Aug 2005 · 24 claims Tropical Storm Allison, Jun 2001 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74540 Epsilon Ave is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 93% of Louisiana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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