St. Tammany Parish property record for 74520 Epsilon Ave, Covington, LA 70435
| Property Type | Single Family Home |
|---|---|
| Details | 1,267 sqft · built 2001 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Jul 2026) |
| Tax Bill | $332 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2020 Mortgage |
| APN | 107-140-2124 |
| Primary APN | 107-140-2124 |
|---|---|
| Alternative APN |
|
| Building Area | 1,267 sqft Living Area |
|---|
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 7,200 sqft (0.165 acres) |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 74520 EPSILON AVE |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70435-6431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 77A BEING A RESUB OF LOTS 77 78 SQ 12 PALM PLAZA INST NO 129900 INST NO 1259666 INST NO 1259688 INST NO 1265114 INST NO 1 |
| Legal Subdivision | PALM PLAZA |
| Legal Lot Number | 77 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 40502 |
74520 Epsilon Ave is owned and occupied by two individuals who bought it in July 2026.
Source: St. Tammany Parish records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74520 EPSILON AVE, COVINGTON, LA 70435-6431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed, Transfer · Conventional Mortgage LOANPAL LLC |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STANDARD MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on File |
| Deed Sale | Jul 9, 2026 · Amount on File |
| Deed Document Number | 20262498161 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Jul 9, 2026 |
| Property Address | 74520 EPSILON AVE, COVINGTON, LA 70435-6431 |
| Document Number | 0002498161 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 20262498161 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | TITLE MANAGEMENT GROUP INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74520 EPSILON AVE, COVINGTON, LA 70435-6431 |
| Document Number | 0002498161, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 20262498161 |
| Name | LOANPAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 74520 EPSILON AVE, COVINGTON, LA 70435-6431 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002212003 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 2212003 |
| Name | STANDARD MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 74520 Epsilon Ave was $332 with a homeowner's exemption, down 3.8% from the year before.
Source: St. Tammany Parish assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $332.00 (-3.77%) Homeowner's exemption | $10,466 (-) Land $850 Building $9,616 | $104,660 (-) Land $8,500 Building $96,160 |
| 2024 | $345.00 (-6.76%) Homeowner's exemption | $10,466 (-) Land $850 Building $9,616 | $104,660 (-) Land $8,500 Building $96,160 |
| 2023 | $370.00 Homeowner's exemption | $10,466 (-) Land $850 Building $9,616 | $104,660 (-) Land $8,500 Building $96,160 |
| 2022 | $370.00 Homeowner's exemption | $10,466 Land $850 Building $9,616 | $104,660 Land $8,500 Building $96,160 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 74520 Epsilon Ave; there have been 145 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 225 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 225 in force |
| Nearby Flood Claims | 145 (1980–2024) |
| Claims Outside the SFHA | 60 of 145 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 74520 Epsilon Ave is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 93% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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