74534 Gamma Ave, Covington, LA 70435 Property Records

St. Tammany Parish property record for 74534 Gamma Ave, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,025 sqft · built 2002
Owner	Individual Name on Record
Last Sale	$140,000 (May 2025)
Tax Bill	$1,351 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage May 2018 Sale
APN	`107-140-4035`

Property Details

APN / Parcel Number

Primary APN	`107-140-4035`
Alternative APN	`31231`

Interior

Building Area	1,025 sqft Living Area

Exterior

Year Built	Built 2002

Location & Zoning

Old Parcel Number	107-140-4035
Street Address	74534 GAMMA AVE
City	COVINGTON
State	LA
Zip	70435-6421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM PLAZA LT71A SQ8
Legal Subdivision	PALM PLAZA
Legal Lot Number	71A
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	3
Census Block	3016
Census Tract	40502

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24056 PENTON RD, FRANKLINTON, LA 70438-6150
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
May 31, 2018	Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2025 · Amount on Record
Deed Sale	May 13, 2025 · Amount on Record
Prior Sale	Mar 26, 2021 · Amount on Record
Deed Document Number	2448845
Record Updated	Jun 8, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Mar 26, 2021
Property Address	74534 GAMMA AVE, COVINGTON, LA 70435-6421
Document Number	0002260414
Map Reference	MAP 1984
Instrument Date	Mar 25, 2021
Instrument	2260414
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 BENNETT DR, COVINGTON, LA 70435-9436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74534 GAMMA AVE, COVINGTON, LA 70435-6421

Mortgage

Document Number	0002260415
Date	Mar 26, 2021
Instrument	2260415

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

May 2018: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 31, 2018
Property Address	74534 GAMMA AVE, COVINGTON, LA 70435-6421
Document Number	0002112557
Map Reference	MAP 1984
Instrument Date	May 25, 2018
Instrument	2112557
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BENNETT DR, COVINGTON, LA 70435-9436

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,351.00 (+154.91%)	$12,048 (-) Land $2,300 Building $9,748	$120,484 (-) Land $23,000 Building $97,484
2024	$530.00 (+77.85%) Homeowner's exemption	$12,048 (+21.83%) Land $2,300 Building $9,748	$120,484 (+21.84%) Land $23,000 Building $97,484
2023	$298.00 Homeowner's exemption	$9,889 (-) Land $2,300 Building $7,589	$98,890 (-) Land $23,000 Building $75,890
2022	$298.00 Homeowner's exemption	$9,889 Land $2,300 Building $7,589	$98,890 Land $23,000 Building $75,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 225 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	145 (1980–2024)
Claims Outside the SFHA	60 of 145
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Severe Storms And Flooding, Mar 2016 · 50 claims Hurricane Katrina, Aug 2005 · 24 claims Tropical Storm Allison, Jun 2001 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 93% of Louisiana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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