74527 Gamma Ave, Covington, LA 70435 Property Records

St. Tammany Parish property record for 74527 Gamma Ave, Covington, LA 70435

Property Summary

Property TypeSingle Family Home
Details1,341 sqft · built 2005
OwnerIndividual Name on Record
Last Sale$175,000 (Mar 2024)
Tax Bill$848 (2025)
Deeds & MortgagesMar 2024 Mortgage
APN107-140-4115

Property Details

APN / Parcel Number

Primary APN107-140-4115
Alternative APN
  • 31297

Interior

Building Area1,341 sqft Living Area

Exterior

Year BuiltBuilt 2005
Garage TypeCarport
CarportCarport
Carport Area210 sqft
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number107-140-4115
Street Address74527 GAMMA AVE
CityCOVINGTON
StateLA
Zip70435-6422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 19 SQ 6 PALM PLAZA SUB INST NO 1308095 INST NO 1426139 INST NO 1487397
Legal SubdivisionPALM PLAZA
Legal Lot Number18 19
JurisdictionSAINT TAMMANY LA
Township / Civil Division2
Census Block Group3
Census Block3016
Census Tract40502

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address74527 GAMMA AVE, COVINGTON, LA 70435-6422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2024 · Amount on Record
Deed SaleMar 1, 2024 · Amount on Record
Deed Document Number2402219
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address74527 GAMMA AVE, COVINGTON, LA 70435-6422
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002402221
DateMar 1, 2024
Instrument2402221
Lender
NameLOWER LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$848.00 (-3.75%) Homeowner's exemption$15,061 (-) Land $1,800 Building $13,261$150,607 (-) Land $18,000 Building $132,607
2024$881.00 (-42.98%) Homeowner's exemption$15,061 (+21.65%) Land $1,800 Building $13,261$150,607 (+21.64%) Land $18,000 Building $132,607
2023$1,545.00$12,381 (-) Land $1,800 Building $10,581$123,810 (-) Land $18,000 Building $105,810
2022$1,545.00$12,381 Land $1,800 Building $10,581$123,810 Land $18,000 Building $105,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 225 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims145 (1980–2024)
Claims Outside the SFHA60 of 145
Most Recent ClaimSep 2024 · Hurricane Francine
Claims by Event
  • Severe Storms And Flooding, Mar 2016 · 50 claims
  • Hurricane Katrina, Aug 2005 · 24 claims
  • Tropical Storm Allison, Jun 2001 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 93% of Louisiana
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COVINGTON WATER SUPPLY
serves 16,185 people · EPA ID LA1103011
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
May 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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