74532 Theta Ave, Covington, LA 70435 Property Records

St. Tammany Parish property record for 74532 Theta Ave, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,321 sqft · built 2015
Owner	Individual Name on Record
Last Sale	$145,000 (Mar 2019)
Tax Bill	$1,047 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2019 Sale & Mortgage
APN	`107-815-0581`

Property Details

APN / Parcel Number

Primary APN	`107-815-0581`
Alternative APN	`34094`

Interior

Building Area	1,321 sqft Living Area

Exterior

Year Built	Built 2015
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	74532 THETA AVE
City	COVINGTON
State	LA
Zip	70435-5408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM PLAZA LT69A SQ18
Legal Subdivision	PALM PLAZA
Legal Lot Number	69A
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	3
Census Block	3007
Census Tract	40502

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	74532 THETA AVE, COVINGTON, LA 70435-5408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC
Mar 1, 2019	Deed, Transfer · Conventional Mortgage GMFS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	Jun 22, 2015 · Amount on Record
Deed Document Number	2150235
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	74532 THETA AVE, COVINGTON, LA 70435-5408
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	CRESCENT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002290988
Date	Sep 14, 2021
Instrument	2290988

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Mar 1, 2019
Property Address	74532 THETA AVE, COVINGTON, LA 70435-5408
Document Number	0002148307
Map Reference	MAP 4720A
Instrument Date	Feb 28, 2019
Instrument	2148307
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	CRESCENT TITLE LLC, CRESCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74532 THETA AVE, COVINGTON, LA 70435-5408

Mortgage

Document Number	0002148309
Date	Mar 1, 2019
Instrument	2148309

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,047.00 (-3.86%) Homeowner's exemption	$16,838 (-) Land $1,800 Building $15,038	$168,376 (-) Land $18,000 Building $150,376
2024	$1,089.00 (+38.02%) Homeowner's exemption	$16,838 (+21.79%) Land $1,800 Building $15,038	$168,376 (+21.79%) Land $18,000 Building $150,376
2023	$789.00 Homeowner's exemption	$13,825 (-) Land $1,800 Building $12,025	$138,250 (-) Land $18,000 Building $120,250
2022	$789.00 Homeowner's exemption	$13,825 Land $1,800 Building $12,025	$138,250 Land $18,000 Building $120,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 225 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	145 (1980–2024)
Claims Outside the SFHA	60 of 145
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Severe Storms And Flooding, Mar 2016 · 50 claims Hurricane Katrina, Aug 2005 · 24 claims Tropical Storm Allison, Jun 2001 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 93% of Louisiana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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