74508 Theta Ave, Covington, LA 70435 Property Records

St. Tammany Parish property record for 74508 Theta Ave, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,534 sqft · built 2015
Owner	Individual Name on Record
Last Sale	$220,000 (Dec 2022)
Tax Bill	$1,250 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2019 Sale & Mortgage
APN	`107-815-0564`

Property Details

APN / Parcel Number

Primary APN	`107-815-0564`
Alternative APN	`34089`

Interior

Building Area	1,534 sqft Living Area

Exterior

Year Built	Built 2015
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	74508 THETA AVE
City	COVINGTON
State	LA
Zip	70435-5408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM PLAZA SQ 18 LT77A
Legal Subdivision	PALM PLAZA
Legal Lot Number	77A
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	3
Census Block	3007
Census Tract	40502

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74508 THETA AVE, COVINGTON, LA 70435-5408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Nov 14, 2019	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Prior Sale	Nov 14, 2019 · Amount on Record
Deed Document Number	2355923
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	74508 THETA AVE, COVINGTON, LA 70435-5408
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002355924
Date	Dec 12, 2022
Instrument	2355924

Lender

Name	JFQ LENDING INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Nov 14, 2019
Property Address	74508 THETA AVE, COVINGTON, LA 70435-5408
Document Number	0002182911
Map Reference	MAP 4517-B
Instrument Date	Nov 12, 2019
Instrument	2182911
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	WINTERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74508 THETA AVE, COVINGTON, LA 70435-5408

Mortgage

Document Number	0002182917
Date	Nov 14, 2019
Instrument	2182917

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,250.00 (-3.77%) Homeowner's exemption	$18,640 (-) Land $1,800 Building $16,840	$186,398 (-) Land $18,000 Building $168,398
2024	$1,299.00 (+26.86%) Homeowner's exemption	$18,640 (+18.63%) Land $1,800 Building $16,840	$186,398 (+18.63%) Land $18,000 Building $168,398
2023	$1,024.00 (-1.16%) Homeowner's exemption	$15,713 (-0.59%) Land $1,800 Building $13,913	$157,130 (-0.59%) Land $18,000 Building $139,130
2022	$1,036.00 Homeowner's exemption	$15,807 Land $1,800 Building $14,007	$158,070 Land $18,000 Building $140,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 225 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	145 (1980–2024)
Claims Outside the SFHA	60 of 145
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Severe Storms And Flooding, Mar 2016 · 50 claims Hurricane Katrina, Aug 2005 · 24 claims Tropical Storm Allison, Jun 2001 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 93% of Louisiana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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