74512 Rd 433, Smithfield, NE 68976 Property Records

Gosper County property record for 74512 Rd 433, Smithfield, NE 68976

Property Summary

Property Type	Rural Home
Details	2 ba · 1,372 sqft · built 1905
Lot Size	7.2 acres (313,632 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Nov 2020)
Tax Bill	$2,091 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3641-29-0-00000-000-0006`

Property Details

APN / Parcel Number

Primary APN	`3641-29-0-00000-000-0006`
Alternative APN	`370051149`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,372 sqft Total Area
1st Floor Area	1,008 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	313,632 sqft (7.2 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	340 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	74512 ROAD 433
City	SMITHFIELD
State	NE
Zip	68976-1056
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	TRACT IN SW 1/4-SW 1/4 29-8-21 7.20A
Legal Range	21W
Legal Township	08N
Legal Section	29
Jurisdiction	GOSPER NE
Township / Civil Division	ROBB
Census Block Group	1
Census Block	1044
Census Tract	967600

Owner

74512 Rd 433, a rural home, is owned and occupied by an individual who acquired it in April 2024.

Source: Gosper County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	74512 ROAD 433, SMITHFIELD, NE 68976-1056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Mar 19, 2018 · Amount on File
Last Transfer Date	Apr 22, 2024
Transfer Doc	0000000153
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOSPER NE
Recording Date	Apr 20, 2026
Property Address	74512 ROAD 433, SMITHFIELD, NE 68976-1056
Document Number	0000000175
Instrument Date	Apr 15, 2026
Instrument	2026175
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74512 ROAD 433, SMITHFIELD, NE 68976-1056

Mortgage

Document Number	0000000175,
Date	Apr 20, 2026
Instrument	2026175

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 74512 Rd 433 was $2,091.

Source: Gosper County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Gosper County
Unified School District	Bertrand Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,950 (+4.4%) Land $58,160 Building $266,790	$324,950 (+4.4%) Land $58,160 Building $266,790
2025	$2,091.00	$311,265 Land $44,475 Building $266,790	$311,265 Land $44,475 Building $266,790
2023	$3,208.00	$287,960 Land $36,580 Building $251,380	$287,960 Land $36,580 Building $251,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74512 Rd 433 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 4, 2005 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74512 Rd 433 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	700 / 300
Viaero Wireless Fixed Wireless	100 / 5
ATCJET.NET Fixed Wireless	50 / 5
Rise Broadband Fixed Wireless	25 / 5
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Rd 433

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