74306 Rd 433, Smithfield, NE 68976 Property Records

Gosper County property record for 74306 Rd 433, Smithfield, NE 68976

Property Summary

Property Type	Rural Home
Details	3 bd · 3.5 ba · 1,980 sqft · built 2005
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Jun 2026)
Tax Bill	$3,897 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3789-05-0-00000-000-0010`

Property Details

APN / Parcel Number

Primary APN	`3789-05-0-00000-000-0010`
Alternative APN	`370050320`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	1,980 sqft Total Area
1st Floor Area	1,386 sqft
Basement Area	1,386 sqft
Finished Basement	1,386 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Detached
Garage Area	1,080 sqft
Driveway	Concrete Driveway
Driveway Area	576 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,110 sqft
Deck Area	35 sqft
Shed	1 Shed
Shed Area	750 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	74306 ROAD 433
City	SMITHFIELD
State	NE
Zip	68976-1058
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	TR IN SW 1/4-SW 1/4 5-7-21 10A
Legal Range	21W
Legal Township	07N
Legal Section	05
Jurisdiction	GOSPER NE
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1052
Census Tract	967600

Owner

Source: Gosper County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	74306 ROAD 433, SMITHFIELD, NE 68976-1058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jun 10, 2026	Warranty Deed, Transfer NEBRASKA TITLE
Apr 16, 2026	Deed of Trust · Construction Mortgage FIRST STATE BANK
Apr 16, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Aug 12, 2016 · Amount on Record
Deed Document Number	2026257
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOSPER NE
Recording Date	Aug 18, 2026
Property Address	74306 ROAD 433, SMITHFIELD, NE 68976-1058
Document Number	0000000385
Instrument Date	Aug 17, 2026
Instrument	2026385
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74306 ROAD 433, SMITHFIELD, NE 68976-1058

Mortgage

Document Number	0000000385,
Date	Aug 18, 2026
Instrument	2026385

Lender

Name	FIRST STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOSPER NE
Recording Date	Jun 10, 2026
Property Address	74306 ROAD 433, SMITHFIELD, NE 68976-1058
Document Number	0000000257
Instrument Date	Jun 10, 2026
Instrument	2026257
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	NEBRASKA TITLE

Transaction

Amount	Amount Recorded
Tax	$164,024.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	74306 ROAD 433, SMITHFIELD, NE 68976-1058
Investor	Possibly a Property Investor

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	GOSPER NE
Recording Date	Apr 16, 2026
Property Address	74306 ROAD 433, SMITHFIELD, NE 68976-1058
Document Number	0000000173
Instrument Date	Apr 10, 2026
Instrument	2026.173
Record Updated	Apr 29, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74306 ROAD 433, SMITHFIELD, NE 68976-1058

Mortgage

Document Number	0000000173,
Date	Apr 16, 2026
Instrument	2026.173

Lender

Name	FIRST STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Oct 1, 2026

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOSPER NE
Recording Date	Apr 16, 2026
Property Address	74306 ROAD 433, SMITHFIELD, NE 68976-1058
Document Number	0202600173
Instrument Date	Apr 10, 2026
Instrument	2026173
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74306 ROAD 433, SMITHFIELD, NE 68976-1058

Mortgage

Document Number	0000000173,
Date	Apr 16, 2026
Instrument	2026173

Lender

Name	FIRST STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Oct 1, 2026

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Gosper County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Gosper County
Unified School District	Bertrand Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$598,505 (+3.07%) Land $69,160 Building $529,345	$598,505 (+3.07%) Land $69,160 Building $529,345
2025	$3,897.00 (-33.83%)	$580,695 (+9.77%) Land $51,350 Building $529,345	$580,695 (+9.77%) Land $51,350 Building $529,345
2023	$5,889.00	$529,010 Land $42,080 Building $486,930	$529,010 Land $42,080 Building $486,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2005 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 77% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Viaero Wireless Fixed Wireless	100 / 5
ATCJET.NET Fixed Wireless	50 / 5

Cell Coverage

4G LTE (outdoors only), no 5G reported

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