Mahoning County property record for 7451 Christopher Dr, Youngstown, OH 44514
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,127 sqft · built 2003 |
| Lot Size | 0.906 acres (39,465 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $271,000 (Sep 2019) |
| Tax Bill | $5,207 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2020 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-052-0-048.00-0 |
| Primary APN | 35-052-0-048.00-0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,127 sqft Living Area |
| Gross Area | 4,830 sqft |
| 1st Floor Area | 2,127 sqft |
| Basement Area | 2,079 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 39,465 sqft (0.906 acres) |
| Lot Dimensions | 383 ft deep x 103 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 7451 CHRISTOPHER DR |
|---|---|
| City | YOUNGSTOWN |
| State | OH |
| Zip | 44514-2565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 156 100 X 383 IRR KIRKLD WDS SUBDIV PL 20 |
| Legal Subdivision | KIRKLD WDS SUBDIV |
| Legal Lot Number | 156 |
| Jurisdiction | MAHONING OH |
| Township / Civil Division | POLAND |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 811002 |
Source: Mahoning County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7451 CHRISTOPHER DR, POLAND, OH 44514-2565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK |
| Mar 7, 2005 | Deed of Trust, Mortgage · Line of Credit THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH |
| Aug 19, 2009 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| May 28, 2010 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Sep 11, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOME SAVINGS BANK |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK |
| Aug 6, 2020 | Transfer on Death Deed, Transfer |
| Sep 11, 2019 | Fiduciary Deed, Transfer · Conventional Mortgage HOME SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2019 · Amount on Record |
| Deed Sale | Sep 11, 2019 · Amount on Record |
| Prior Sale | Oct 20, 2011 · Amount on Record |
| Deed Document Number | 201918929 |
| Deed Book / Page | 6341 / 1993 |
| Last Transfer Date | Jul 3, 2020 |
| Transfer Doc | 06393/1564 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Recording Date | Jun 5, 2026 |
| Property Address | 7451 CHRISTOPHER DR, YOUNGSTOWN, OH 44514-2565 |
| Document Number | 0000012259 |
| Book / Page | 6743 / 2269 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202612259 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 7451 CHRISTOPHER DR, YOUNGSTOWN, OH 44514-2565 |
| Document Number | 0000012259, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 6743/2269 |
| Instrument | 202612259 |
| Name | WESBANCO BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 4, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 7451 CHRISTOPHER DR, POLAND, OH 44514-2565 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006420/132 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 6420/132 |
| Instrument | 202000030320 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 7451 CHRISTOPHER DR, POLAND, OH 44514-2565 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7451 CHRISTOPHER DR, YOUNGSTOWN, OH 44514-2565 |
| Document Number | 05512/2627 |
|---|---|
| Date | Mar 7, 2005 |
| Book Page | 5512/2627 |
| Instrument | 200500007323 |
| Name | THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH |
|---|---|
| Type | Lending Institution |
| Address | 275 W FEDERAL ST, YOUNGSTOWN, OH 44503 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 7451 CHRISTOPHER DR, POLAND, OH 44514-2565 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | FIRST AMERICAN EQUITY LOANS, FIRST AMERICAN EQUITY LOAN S |
| Name | Verified Name |
|---|
| Document Number | 05818/1471 |
|---|---|
| Date | Aug 19, 2009 |
| Book Page | 5818/1471 |
| Instrument | 200900021232 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 20, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 7451 CHRISTOPHER DR, POLAND, OH 44514-2565 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 05856/1727 |
|---|---|
| Date | May 28, 2010 |
| Book Page | 5856/1727 |
| Instrument | 201000011631 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 7451 CHRISTOPHER DR, POLAND, OH 44514-2565 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 6341/2007 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 6341/2007 |
| Instrument | 201900018931 |
| Name | HOME SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44503 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 7451 CHRISTOPHER DR, POLAND, OH 44514-2565 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 6420/132 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 6420/132 |
| Instrument | 202000030320 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MAHONING OH |
| Recording Date | Aug 6, 2020 |
| Property Address | 7451 CHRISTOPHER DR, POLAND, OH 44514-2565 |
| Document Number | 06393/1564 |
| Book / Page | 6393 / 1564 |
| Map Reference | VOL 44 PG 24 |
| Instrument Date | Jul 3, 2020 |
| Instrument | 202000017361 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 7451 CHRISTOPHER DR, POLAND, OH 44514-2565 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | MAHONING OH |
| Recording Date | Sep 11, 2019 |
| Property Address | 7451 CHRISTOPHER DR, POLAND, OH 44514-2565 |
| Document Number | 06341/1993 |
| Book / Page | 6341 / 1993 |
| Map Reference | VOL 44 PG 24 |
| Instrument Date | Sep 9, 2019 |
| Instrument | 201900018929 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,144.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7451 CHRISTOPHER DR, POLAND, OH 44514-2565 |
| Document Number | 201900018930 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 201900018930 |
| Name | HOME SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Number | 06341/2007 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 6341/2007 |
| Instrument | 201900018931 |
| Name | HOME SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44503 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Mahoning County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mahoning County |
| County Subdivision | Poland Township |
| Unified School District | Poland Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,207.00 (-1.48%) | $119,560 (-) Land $13,040 Building $106,520 | $341,590 (-) Land $37,250 Building $304,340 |
| 2023 | $5,285.00 (+25.89%) Homeowner's exemption | $119,560 (+45.75%) Land $13,040 Building $106,520 | $341,590 (+45.75%) Land $37,250 Building $304,340 |
| 2022 | $4,198.00 Homeowner's exemption | $82,030 Land $13,040 Building $68,990 | $234,360 Land $37,250 Building $197,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Armstrong Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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