7395 Christopher Dr, Youngstown, OH 44514 Property Records

Mahoning County property record for 7395 Christopher Dr, Youngstown, OH 44514

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,328 sqft · built 1964
Lot Size0.733 acres (31,929 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Jul 2023)
Tax Bill$6,283 (2025)
Deeds & MortgagesMar 2026 Mortgage
Feb 2018 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN35-052-0-045.00-0

Property Details

APN / Parcel Number

Primary APN35-052-0-045.00-0

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,328 sqft Living Area
Gross Area6,098 sqft
1st Floor Area1,664 sqft
Upper Floors Area1,664 sqft
Basement Area1,664 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Lot Area31,929 sqft (0.733 acres)
Lot Dimensions285 ft deep x 112 ft wide
Garage TypeAttached
Garage Area630 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
Porch Area662 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address7395 CHRISTOPHER DR
CityYOUNGSTOWN
StateOH
Zip44514-2563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 153 110 X 264 IRR KIRKLD WDS SUBDIV PL 20
Legal SubdivisionKIRKLD WDS SUBDIV
Legal Lot Number153
JurisdictionMAHONING OH
Township / Civil DivisionPOLAND
Census Block Group2
Census Block2012
Census Tract811002

Owner

7395 Christopher Dr is owned and occupied by two individuals who bought it in July 2023.

Source: Mahoning County records, as of April 8, 2026

Owner of Record2 Individual Names on File
Mailing Address7395 CHRISTOPHER DR, YOUNGSTOWN, OH 44514-2563
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 6, 2018Deed of Trust, Mortgage · Line of Credit
HOME SAVINGS BANK
Dec 1, 2022Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF PENNSYLVANIA
Jul 17, 2023Fiduciary Deed, Transfer · Line of Credit
HOMETOWN MORTGAGE FUNDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2023 · Amount on File
Deed SaleJul 17, 2023 · Amount on File
Prior SaleJul 18, 1994 · Amount on File
Deed Document Number202313151
Deed Book / Page6580 / 2171
Prior Transfer DateMar 7, 2006
Prior Transfer Doc05601/2525
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address7395 CHRISTOPHER DR, YOUNGSTOWN, OH 44514-2563
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7395 CHRISTOPHER DR, YOUNGSTOWN, OH 44514-2563

Mortgage

Document Number06729/2107
DateMar 27, 2026
Book Page6729/2107
Instrument202600005901
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.37%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2031
Change Frequency6 Months
Min Rate At Change3.37%
Max Rate At Change7.37%
IndexSOFR Average 30-Day
Margin3
Max Rate10.3%

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address7395 CHRISTOPHER DR, YOUNGSTOWN, OH 44514-2563
Transaction TypeMortgage
Record UpdatedApr 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number06262/2215
DateFeb 6, 2018
Book Page6262/2215
Instrument201800002657
Lender
NameHOME SAVINGS BANK
TypeBank
AddressYOUNGSTOWN, OH 44501
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueMar 5, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address7395 CHRISTOPHER DR, YOUNGSTOWN, OH 44514-2563
Transaction TypeMortgage
Record UpdatedApr 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006550/78
DateDec 1, 2022
Book Page6550/78
Instrument202200028111
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressYOUNGSTOWN, OH 44512
Agreement
TypeLine of Credit
AmountAmount on Record
Term263 Months
DueNov 18, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2023: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionMAHONING OH
Recording DateJul 17, 2023
Property Address7395 CHRISTOPHER DR, YOUNGSTOWN, OH 44514-2563
Document Number06580/2171
Book / Page6580 / 2171
Map ReferenceVOL 44 PG 24
Instrument DateJul 14, 2023
Instrument202300013151
Transaction TypeTransfer
Record UpdatedApr 30, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address7395 CHRISTOPHER DR, YOUNGSTOWN, OH 44514-2563

Mortgage

Document Number202300013152
DateJul 17, 2023
Instrument202300013152
Lender
NameHOMETOWN MORTGAGE FUNDING
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 7395 Christopher Dr was $6,283, down 2.9% from the year before.

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMahoning County
County SubdivisionPoland Township
Unified School DistrictPoland Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,283.00 (-2.89%)$132,030 (-) Land $13,320 Building $118,710$377,220 Land $38,060 Building $339,160
2024$6,470.00 (+2.37%)$132,030 (-) Land $13,320 Building $118,710
2023$6,320.00 (+4.95%)$132,030 (+25.56%) Land $13,320 Building $118,710$377,220 (+25.56%) Land $38,060 Building $339,160
2022$6,022.00$105,150 Land $13,320 Building $91,830$300,440 Land $38,060 Building $262,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7395 Christopher Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7395 Christopher Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA OHIO - STRUTHERS
private · serves 58,551 people · EPA ID OH5001611
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Armstrong
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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