745 Waters Dr, Madison, MS 39110 Property Records

Madison County property record for 745 Waters Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,084 sqft · built 2005
Owner	2 Individual Names on File
Tax Bill	$2,285 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071A-11-383`

Property Details

APN / Parcel Number

Primary APN	`071A-11-383`
Alternative APNs	`071A-11-383/00.00` `43384`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,084 sqft Adjusted Area
1st Floor Area	2,633 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	43384
Old Parcel Number	071A-11 -383/00.00
Street Address	745 WATERS DR
City	MADISON
State	MS
Zip	39110-6333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 EAST FIELD OF CYPRESS LAKE PART 2 D@168
Legal Range	01E
Legal Township	07N
Legal Section	11
Legal Subdivision	EAST FIELD OF CYPRESS LAKE PT2
Legal Lot Number	16
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2004
Census Tract	30204

Owner

745 Waters Dr is owned and occupied by two individuals who acquired it in July 2020.

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	745 WATERS DR, MADISON, MS 39110-6333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020
Deed Sale	Jul 24, 2020
Prior Sale	Jan 22, 2014
Deed Document Number	0003886426
Deed Book / Page	3886 / 426
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jul 24, 2020
Property Address	745 WATERS DR, MADISON, MS 39110-6333
Document Number	0000897062
Book / Page	003886 / 000426
Instrument Date	May 1, 2020
Instrument	897062
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	BENCHMARK TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	745 WATERS DR MADISON MS 391106333, MADISON, MS 39110-6333

Mortgage

Document Number	897063
Date	Jul 24, 2020
Book Page	003886/000430
Instrument	897063

Lender

Name	FIRST COM'L BK
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 745 Waters Dr was $2,285 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,285.00 Homeowner's exemption	$28,414	$284,140 Land $45,000 Building $239,140
2024	$2,285.00
2023	$2,285.00 Homeowner's exemption	$28,414	$284,140 Land $45,000 Building $239,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 745 Waters Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2021–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 745 Waters Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
NETSPEEDMS Fixed Wireless	301 / 172
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20