Madison County property record for 736 Waters Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 2,781 sqft · built 2005 |
| Lot Size | 0.428 acres (18,678 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,900 (May 2018) |
| Tax Bill | $2,549 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071A-11-380 |
| Primary APN | 071A-11-380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 2,781 sqft Adjusted Area |
| Gross Area | 2,327 sqft |
| 1st Floor Area | 2,327 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 18,678 sqft (0.428 acres) |
| Cooling System | Central |
|---|
| Account Number | 43381 |
|---|---|
| Street Address | 736 WATERS DR |
| City | MADISON |
| State | MS |
| Zip | 39110-6334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 EAST FIELD OF CYPRESS LAKE PART 2 D@168 |
| Legal Range | 01E |
| Legal Township | 07N |
| Legal Section | 11 |
| Legal Subdivision | EAST FIELD OF CYPRESS LAKE PT2 |
| Legal Lot Number | 13 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30204 |
Source: Madison County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 736 WATERS DR, MADISON, MS 39110-6334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Line of Credit PRIORITYONE BANK |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| May 2, 2018 | Warranty Deed, Transfer ASSURANCE FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2018 · Amount on Record |
| Deed Sale | May 2, 2018 · Amount on Record |
| Prior Sale | Jul 3, 2014 · Amount on Record |
| Deed Document Number | 2018838131 |
| Deed Book / Page | 3596 / 377 |
| Prior Transfer Date | Dec 12, 2007 |
| Prior Transfer Doc | 0022680056 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | May 4, 2026 |
| Property Address | 736 WATERS DR, MADISON, MS 39110-6334 |
| Document Number | 004677/597 |
| Book / Page | 4677 / 597 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 20261051017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 736 WATERS DR, MADISON, MS 39110-6334 |
| Document Number | 0001051017, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 4677/597 |
| Instrument | 20261051017 |
| Name | PRIORITYONE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 1, 2051 |
| Rate | 6.76% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 736 WATERS DR, MADISON, MS 39110-6334 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 736 WATERS DR, MADISON, MS 39110-6334 |
| Document Number | 004007/111 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 4007/111 |
| Instrument | 921031 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | May 2, 2018 |
| Property Address | 736 WATERS DR, MADISON, MS 39110-6334 |
| Document Number | 0000838131 |
| Book / Page | 003596 / 000377 |
| Instrument Date | May 1, 2018 |
| Instrument | 838131 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 4132 CLINTON MS 39058, CLINTON, MS 39058 |
| Document Number | 838132 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 003596/000379 |
| Instrument | 838132 |
| Name | ASSURANCE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | BATON ROUGE, LA 70809 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,549.00 Homeowner's exemption | $24,453 (-) | $244,530 (-) Land $45,000 Building $199,530 |
| 2024 | $2,549.00 | ||
| 2023 | $2,549.00 Homeowner's exemption | $24,453 | $244,530 Land $45,000 Building $199,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (2021–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| NETSPEEDMS Fixed Wireless | 301 / 172 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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