745 Waterloo Geneva Rd, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 745 Waterloo Geneva Rd, Waterloo, NY 13165 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 776 sqft · built 1954
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Tax Bill	$2,240 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit
APN	`453889 21-1-48.2`

Property Details

APN / Parcel Number

Primary APN	`453889 21-1-48.2`
Alternative APN	`388902100000010480020000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	776 sqft Living Area
1st Floor Area	776 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	219 ft deep x 90 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	301 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	745 WATERLOO GENEVA RD
City	WATERLOO
State	NY
Zip	13165-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	48.002
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2024
Census Tract	950600

Owner

Source: Seneca County and Waterloo Town records · APN 453889 21-1-48.2

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	745 WATERLOO GENEVA RD, WATERLOO, NY 13165-1206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	745 WATERLOO GENEVA RD, WATERLOO, NY 13165-1206
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1822/206
Date	Sep 17, 2021
Book Page	1822/206
Instrument	55256

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,240.00 (+295.06%)	$75,900 (-) Land $15,100 Building $60,800	$124,400 (+16.37%) Land $24,749 Building $99,651
2023		$75,900 Land $15,100 Building $60,800	$106,901 Land $21,268 Building $85,633
2019	$567.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360999506002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force 5 of 6 on primary residences

Wildfire

Wildfire Risk	Low above 6% of the US · above 9% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.