731 Waterloo Geneva Rd, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 731 Waterloo Geneva Rd, Waterloo, NY 13165 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,214 sqft · built 1950
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$44,700 (Feb 1999)
Tax Bill	$4,136 (2025)
Deeds & Mortgages	Jun 2022 Refinance
APN	`453889 21-1-50`

Property Details

APN / Parcel Number

Primary APN	`453889 21-1-50`
Alternative APN	`388902100000010500000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,214 sqft Living Area
1st Floor Area	638 sqft
2nd Floor Area	576 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Carport
Garage Area	432 sqft
Carport	Carport
Carport Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	92 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	731 WATERLOO GENEVA RD
City	WATERLOO
State	NY
Zip	13165-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MB99-59
Legal Block	1
Legal Lot Number	50.000
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2024
Census Tract	950600

Owner

Source: Seneca County and Waterloo Town records · APN 453889 21-1-50

Assessment roll updated May 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	731 WATERLOO GENEVA RD, WATERLOO, NY 13165-1206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 1999 · Amount on Record
Deed Sale	Feb 25, 1999 · Amount on Record
Deed Book / Page	585 / 207
Last Transfer Date	Nov 17, 2022
Transfer Doc	001068/309
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	731 WATERLOO GENEVA RD, WATERLOO, NY 13165-1206
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001857/45
Date	Jun 15, 2022
Book Page	1857/45
Instrument	58865

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,136.00 (+173%)	$124,700 (-) Land $15,400 Building $109,300	$204,400 (+16.38%) Land $25,243 Building $179,157
2023		$124,700 Land $15,400 Building $109,300	$175,634 Land $21,690 Building $153,944
2019	$1,515.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 6% of the US · above 9% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.