Baltimore City property record for 745 W Cross St, Baltimore, MD 21230
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,536 sqft · built 1900 |
| Lot Size | 0.033 acres (1,425 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Sep 2019) |
| Tax Bill | $2,810 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit Nov 2020 Mortgage + 2 more |
| APN | 21-12-0938-003 |
| Primary APN | 21-12-0938-003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 1,425 sqft (0.033 acres) |
| Lot Dimensions | 95 ft deep x 15 ft wide |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 120938 003 |
|---|---|
| Street Address | 745 W CROSS ST |
| City | BALTIMORE |
| State | MD |
| Zip | 21230-2523 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-8 |
| Legal Description | 15X95 |
| Legal Subdivision | WASHINGTON SQUARE |
| Legal Block | 938 |
| Legal Lot Number | 3 |
| Jurisdiction | BALTIMORE CITY MD |
| Township / Civil Division | BALTIMORE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 210100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Pigtown Historic District listed 2006 · 2,412 contributing resources · NRIS 06001177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Baltimore City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 745 W CROSS ST, BALTIMORE, MD 21230-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2017 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Sep 16, 2019 | Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Aug 16, 2017 | Grant Deed, Transfer ENDEAVOR TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2019 · Amount on Record |
| Deed Sale | Sep 16, 2019 · Amount on Record |
| Prior Sale | Sep 6, 2016 · Amount on Record |
| Deed Book / Page | 21414 / 226 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Property Address | 745 W CROSS ST, BALTIMORE, MD 21230-2523 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | RGS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0195310017 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 19531/017 |
| Instrument | 19531-017 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Quarterly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Property Address | 745 W CROSS ST, BALTIMORE, MD 21230-2523 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | PRUITT TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0223990466 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 22399/466 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Recording Date | Sep 16, 2019 |
| Property Address | 745 W CROSS ST, BALTIMORE, MD 21230-2523 |
| Document Number | 0214140226 |
| Book / Page | 21414 / 226 |
| Instrument Date | Aug 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | HARVEST TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0021414232 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 21414/232 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Recording Date | Aug 16, 2017 |
| Property Address | 745 W CROSS ST, BALTIMORE, MD 21230-2523 |
| Document Number | 0194170073 |
| Book / Page | 019417 / 000073 |
| Instrument Date | Aug 9, 2016 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2017 |
| Title Company | ENDEAVOR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $73.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 745 W CROSS ST BALTIMORE MD 212302523, BALTIMORE, MD 21230-2523 |
Source: Baltimore City assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Baltimore City |
| Unified School District | Baltimore City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,810.00 (-11.22%) Homeowner's exemption | $278,067 (+17.23%) | $298,500 (+25.84%) Land $50,000 Building $248,500 |
| 2023 | $3,165.00 Homeowner's exemption | $237,200 Land $50,000 Building $187,200 | $237,200 Land $50,000 Building $187,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 19 (1979–2022) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Dec 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures