Baltimore City property record for 743 W Cross St, Baltimore, MD 21230
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 2,028 sqft · built 1900 |
| Lot Size | 0.025 acres (1,078 sqft) |
| Owner | Individual Name on File |
| Last Sale | $277,000 (Apr 2021) |
| Tax Bill | $5,815 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Apr 2021 Sale & Mortgage |
| APN | 21-12-0938-002 |
| Primary APN | 21-12-0938-002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 3 Stories |
| Building Area | 2,028 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Built-Up Asphalt |
| Lot Area | 1,078 sqft (0.025 acres) |
| Lot Dimensions | 77 ft deep x 14 ft wide |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 120938 002 |
|---|---|
| Street Address | 743 W CROSS ST |
| City | BALTIMORE |
| State | MD |
| Zip | 21230-2523 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-8 |
| Legal Description | 14X77 |
| Legal Block | 938 |
| Legal Lot Number | 2 |
| Jurisdiction | BALTIMORE CITY MD |
| Township / Civil Division | BALTIMORE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 210100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Pigtown Historic District listed 2006 · 2,412 contributing resources · NRIS 06001177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
743 W Cross St, a townhouse, is owned and occupied by an individual who bought it in April 2021.
Source: Baltimore City records, as of July 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 743 W CROSS ST, BALTIMORE, MD 21230-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 28, 2021 | Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2021 · Amount on File |
| Deed Sale | Apr 28, 2021 · Amount on File |
| Prior Sale | Aug 17, 2006 |
| Deed Book / Page | 23030 / 51 |
| Transfer Doc | 0082180707 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Property Address | 743 W CROSS ST, BALTIMORE, MD 21230-2523 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0218240425 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 21824/425 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Recording Date | Apr 28, 2021 |
| Property Address | 743 W CROSS ST, BALTIMORE, MD 21230-2523 |
| Document Number | 0230300051 |
| Book / Page | 23030 / 51 |
| Instrument Date | Feb 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Number | 0002303059 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 23030/59 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 743 W Cross St was $5,815 with a homeowner's exemption.
Source: Baltimore City assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Baltimore City |
| Unified School District | Baltimore City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,815.00 Homeowner's exemption | $247,567 | $272,800 Land $50,000 Building $222,800 |
| 2023 | $4,587.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $197,100 Land $50,000 Building $147,100 | $197,100 Land $50,000 Building $147,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 743 W Cross St; there have been 19 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 19 (1979–2022) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Dec 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 743 W Cross St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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