745 Pyramid Point Way, Oceanside, CA 92058 Property Records

San Diego County property record for 745 Pyramid Point Way, Oceanside, CA 92058

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,193 sqft · built 1988
Lot Size	2.2 acres (96,128 sqft)
Owner	Company Name on File
Last Sale	$494,000 (Jun 2021)
Tax Bill	$6,020 (2025)
Deeds & Mortgages	Nov 2022 Transfer Jun 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`157-550-31-09`

Property Details

APN / Parcel Number

Primary APN	`157-550-31-09`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,193 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	96,128 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	745 PYRAMID POINT WAY
City	OCEANSIDE
State	CA
Zip	92058-6940
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-B
Legal Description	LOT 149 US189PER DOC88-467915&UND INT IN LOTS 147 THRU TR 009745
Legal Subdivision	WHELAN RANCH
Legal Tract	009745
Legal Block	2
Legal Lot Number	147,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	18608

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2800 SHINN CT, WOODLAND, CA 95776-5323
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE CO
Jun 16, 2021	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2021 · Amount on File
Deed Sale	Jun 16, 2021 · Amount on File
Prior Sale	Oct 20, 1992 · Amount on File
Deed Document Number	2021442698
Last Transfer Date	Oct 26, 2022
Transfer Doc	0000440396
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2022
Property Address	745 PYRAMID POINT WAY, OCEANSIDE, CA 92058-6940
Document Number	0000440396
Map Reference	MAP 9745
Instrument Date	Oct 26, 2022
Instrument	2022-0440396
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2800 SHINN CT, WOODLAND, CA 95776-5323

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 16, 2021
Property Address	745 PYRAMID POINT WAY, OCEANSIDE, CA 92058-6940
Document Number	0000442698
Map Reference	MAP 9745
Instrument Date	May 25, 2021
Instrument	2021-0442698
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	190 OPUS CIR, SACRAMENTO, CA 95834-1063

Mortgage

Document Number	0000442699
Date	Jun 16, 2021
Instrument	2021-0442699

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$545,411 (+2%) Land $300,337 Building $245,074
2025	$6,020.00 (+5.17%)	$534,718 (+4.04%) Land $294,449 Building $240,269
2023	$5,724.00 (+1.53%)	$513,956 Land $283,016 Building $230,940
2022	$5,638.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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