744 Pyramid Point Way, Oceanside, CA 92058 Property Records

San Diego County property record for 744 Pyramid Point Way, Oceanside, CA 92058

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,193 sqft · built 1988
Lot Size	2.2 acres (96,128 sqft)
Owner	Individual Name on Record
Last Sale	$507,000 (Jul 2021)
Tax Bill	$6,057 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`157-550-31-13`

Property Details

APN / Parcel Number

Primary APN	`157-550-31-13`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,193 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	96,128 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	744 PYRAMID POINT WAY
City	OCEANSIDE
State	CA
Zip	92058-6940
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-B
Legal Description	LOT 149 US193PER DOC88-467915&UND INT IN LOTS 147 THRU TR 009745
Legal Subdivision	WHELAN RANCH
Legal Tract	009745
Legal Block	2
Legal Lot Number	147,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	18608

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	744 PYRAMID POINT WAY, OCEANSIDE, CA 92058-6940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Grant Deed, Transfer · VA Mortgage CELEBRITY HOME LOANS LLC
Nov 25, 2020	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 6, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Apr 13, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Nov 25, 2020
Deed Document Number	2021537670
Prior Transfer Date	Nov 13, 2020
Prior Transfer Doc	0000749337
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 28, 2021
Property Address	744 PYRAMID POINT WAY, OCEANSIDE, CA 92058-6940
Document Number	0000537670
Map Reference	MAP 9745
Instrument Date	Jun 30, 2021
Instrument	2021-0537670
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 PYRAMID POINT WAY, OCEANSIDE, CA 92058-6940

Mortgage

Document Number	0000537671
Date	Jul 28, 2021
Instrument	2021-0537671

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 25, 2020
Property Address	744 PYRAMID POINT WAY, OCEANSIDE, CA 92058-6940
Document Number	0000749337
Map Reference	MAP 9745
Instrument Date	Nov 13, 2020
Instrument	2020-0749337
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	BOSTON NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	744 PYRAMID POINT WAY, OCEANSIDE, CA 92058-6940

Mortgage

Document Number	0000749338
Date	Nov 25, 2020
Instrument	2020-0749338

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	744 PYRAMID POINT WAY, OCEANSIDE, CA 92058-6940
Document Number	0000337486
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	TITLE CONNECTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 PYRAMID POINT WAY OCEANSIDE CA 920586940, OCEANSIDE, CA 92058-6940

Mortgage

Document Number	0000337486
Date	Aug 12, 2019
Instrument	337486

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 13, 2018
Property Address	744 PYRAMID POINT WAY, OCEANSIDE, CA 92058-6940
Document Number	0000148206
Instrument Date	Feb 27, 2018
Instrument	148206
Transaction Type	Transfer
Record Updated	Apr 19, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$415.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 PYRAMID POINT WAY OCEANSIDE CA 920586940, OCEANSIDE, CA 92058-6940

Mortgage

Document Number	148207
Date	Apr 13, 2018
Instrument	148207

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$548,789 (+2%) Land $303,109 Building $245,680
2025	$6,057.00 (+5.16%)	$538,029 (+4.04%) Land $297,166 Building $240,863
2023	$5,760.00 (+1.53%)	$517,139 Land $285,628 Building $231,511
2022	$5,673.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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