St. Clair County property record for 745 Pointe Dr, Port Huron, MI 48060
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,824 sqft · built 1990 |
| Lot Size | 0.04 acres (1,776 sqft) |
| Owner | Individual Name on File |
| Last Sale | $156,000 (Sep 2015) |
| Tax Bill | $4,298 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-925-0031-000 |
| Primary APN | 74-06-925-0031-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,776 sqft (0.04 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 745 POINTE DR |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-4465 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | A2 |
| Legal Description | BUILDING F UNIT RF-31 CROSS POINTE CONDOMINIUMS ST CLAIR COUNTY CONDOMINIUM SUBDIVISION PLAN NO 59 REC LIBER 1207 PAGES 173 THRU 201 PARENT PARCEL 06-201-0001-000 |
| Legal Subdivision | CROSS POINTE CONDOMINIUMS ST CLAIR COUNT |
| Legal Unit | RF-31 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 624000 |
Source: St. Clair County records · APN 74-06-925-0031-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 745 POINTE DR, 31, PORT HURON, MI 48060-4465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 09, 2021 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 21, 2015 · Amount on Record |
| Deed Sale | Sep 21, 2015 · Amount on Record |
| Deed Document Number | 201521788 |
| Deed Book / Page | 4640 / 615 |
| Prior Transfer Date | Dec 16, 2010 |
| Prior Transfer Doc | 004107/013 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 745 POINTE DR, PORT HURON, MI 48060-4465 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|---|
| Address | 745 POINTE DR, PORT HURON, MI 48060-4465 |
| Document Number | 5405640 |
|---|---|
| Date | Aug 09, 2021 |
| Book Page | 5405/640 |
| Instrument | 2021022865 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 08, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 745 POINTE DR, PORT HURON, MI 48060-4465 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 745 POINTE DR, PORT HURON, MI 48060-4465 |
| Document Number | 0052470932 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 5247/932 |
| Instrument | 2020023756 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,298.00 (-9.36%) Homeowner's exemption | $122,200 (+16.05%) | |
| 2024 | $4,742.00 (+10.46%) | $244,400 (+16.05%) | |
| 2023 | $105,300 | ||
| 2022 | $4,293.00 | $210,600 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Duke Broadband, Verizon.
Based on FCC filings for 335 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PORT HURON serves 28,983 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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