859 Pointe Dr, Port Huron, MI 48060 Property Records

St. Clair County property record for 859 Pointe Dr, Port Huron, MI 48060

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,824 sqft · built 1990
Lot Size	0.039 acres (1,718 sqft)
Owner	Company Name on Record
Last Sale	$223,000 (Aug 2017)
Tax Bill	$5,301 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jan 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-925-0017-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-925-0017-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,824 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	1,718 sqft (0.039 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	859 POINTE DR
City	PORT HURON
State	MI
Zip	48060-4466
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A2
Legal Description	BUILDING C UNIT RC-17 CROSS POINTE CONDOMINIUMS ST CLAIR COUNTY CONDOMINIUM SUBDIVISION PLAN NO. 59 REC LIBER 1207 PAGES 173
Legal Subdivision	CROSS POINTE CONDOMINIUMS ST CLAIR COUNT
Legal Unit	RC-17
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	1
Census Block	1001
Census Tract	624000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	859 POINTE DR, PORT HURON, MI 48060-4466
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 23, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Sep 19, 2017	Quit Claim Deed, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2017 · Amount on Record
Deed Sale	Aug 23, 2017 · Amount on Record
Deed Document Number	201720235
Deed Book / Page	4861 / 364
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	859 POINTE DR, PORT HURON, MI 48060-4466
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	859 POINTE DR P859, P859, PORT HURON, MI 48060-4466

Mortgage

Document Number	0005480111
Date	Jan 26, 2022
Book Page	5480/111
Instrument	2022002193

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 10, 2019
Property Address	859 POINTE DR, PORT HURON, MI 48060-4466
Document Number	0050220916
Book / Page	005022 / 000916
Instrument Date	Nov 28, 2018
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	859 POINTE DR PORT HURON MI 480604466, PORT HURON, MI 48060-4466

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 23, 2017
Property Address	859 POINTE DR, PORT HURON, MI 48060-4466
Document Number	0048610364
Book / Page	004861 / 000364
Instrument Date	Aug 10, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,917.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1528 KINGS COVE DR ROCHESTER HILLS MI 483064233, ROCHESTER HILLS, MI 48306-4233

Mortgage

Document Number	48610367
Date	Aug 23, 2017
Book Page	004861/000367

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 19, 2017
Property Address	859 POINTE DR, PORT HURON, MI 48060-4466
Document Number	0048700984
Book / Page	004870 / 000984
Instrument Date	Aug 10, 2017
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1528 KINGS COVE DR ROCHESTER HILLS MI 483064233, ROCHESTER HILLS, MI 48306-4233

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,900 (+6.3%)	$259,800 (+6.3%)
2025	$5,301.00 (+2.61%) Homeowner's exemption	$122,200 (+16.05%)
2024	$5,166.00 (+4.79%)		$244,400 (+16.05%)
2023		$105,300
2022	$4,930.00		$210,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Duke Broadband, Verizon.

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