Santa Cruz County property record for 745 Park Dr, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,358 sqft · built 1972 |
| Lot Size | 1.5 acres (65,645 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,095,000 (Oct 2023) |
| Tax Bill | $13,430 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Oct 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-361-72 |
| Primary APN | 072-361-72 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,358 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 65,645 sqft |
| Terrain | Steep |
| Garage Type | Carport |
| Garage Area | 176 sqft |
| Carport | Carport |
| Carport Area | 176 sqft |
| Deck Area | 468 sqft |
| Patio Area | 680 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 745 PARK DR |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-1AC |
| Legal Subdivision | TOWN BEN LOMOND |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 120302 |
745 Park Dr is owned and occupied by an individual who bought it in October 2023.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 745 PARK DR, BEN LOMOND, CA 95005-9332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2023 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Oct 24, 2023 | Grant Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 2, 2020 | Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2023 · Amount on File |
| Deed Sale | Oct 24, 2023 · Amount on File |
| Prior Sale | Jul 2, 2020 · Amount on File |
| Deed Document Number | 202320483 |
| Prior Transfer Date | Sep 22, 2003 |
| Prior Transfer Doc | 0000100049 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 24, 2023 |
| Property Address | 745 PARK DR, BEN LOMOND, CA 95005-9332 |
| Document Number | 0000020484 |
| Instrument Date | Oct 23, 2023 |
| Instrument | 2023-0020484 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 745 PARK DR, BEN LOMOND, CA 95005-9332 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 24, 2023 |
| Property Address | 745 PARK DR, BEN LOMOND, CA 95005-9332 |
| Document Number | 0000020483 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 2023-0020483 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,204.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 745 PARK DR, BEN LOMOND, CA 95005-9332 |
| Document Number | 0000020485 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 2023-0020485 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 745 PARK DR, BEN LOMOND, CA 95005-9332 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT |
| Name | Verified Name |
|---|---|
| Address | 745 PARK DR, BEN LOMOND, CA 95005-9332 |
| Document Number | 0000047972 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021-0047972 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 2, 2020 |
| Property Address | 745 PARK DR, BEN LOMOND, CA 95005-9332 |
| Document Number | 0000023866 |
| Map Reference | VOL 1362 PG 428 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 2020-0023866 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 745 PARK DR, BEN LOMOND, CA 95005-9332 |
| Document Number | 0000023867 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 2020-0023867 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 745 Park Dr was $13,430.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,139,238 (+2%) Land $647,129 Building $492,109 | ||
| 2025 | $13,430.00 | $1,116,900 Land $634,440 Building $482,460 | |
| 2023 | $10,237.00 (+2.39%) Homeowner's exemption | $847,926 Land $577,422 Building $270,504 | $951,660 |
| 2022 | $9,998.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 745 Park Dr in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 36 (1981–2017) |
| Claims Outside the SFHA | 10 of 36 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 745 Park Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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