Santa Cruz County property record for 550 Park Dr, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,807 sqft · built 1974 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Nov 1994) |
| Tax Bill | $5,509 (2025) |
| Deeds & Mortgages | May 2023 Transfer Jan 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-042-13 |
| Primary APN | 072-042-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,807 sqft Living Area |
| Gross Area | 2,247 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,579 sqft (0.174 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 482 sqft |
| Patio Area | 482 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Street Address | 550 PARK DR |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Description | TR 71 |
| Legal Subdivision | LOMOND TER SUB #71 |
| Legal Tract | 71 |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 120302 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 550 PARK DR, BEN LOMOND, CA 95005-9330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2023 | Intrafamily Transfer, Transfer |
| Jan 13, 2022 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 25, 2020 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Apr 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 1994 · Amount on Record |
| Deed Sale | Nov 9, 1994 · Amount on Record |
| Deed Document Number | 199474939 |
| Deed Book / Page | 5595 / 243 |
| Last Transfer Date | Apr 28, 2023 |
| Transfer Doc | 0000007864 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 4, 2023 |
| Property Address | 550 PARK DR, BEN LOMOND, CA 95005-9330 |
| Document Number | 0000007864 |
| Map Reference | MB 28 PG 43 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 2023-0007864 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 550 PARK DR, BEN LOMOND, CA 95005-9330 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 550 PARK DR, BEN LOMOND, CA 95005-9330 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 550 PARK DR, BEN LOMOND, CA 95005-9330 |
| Document Number | 0000001327 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 2022-0001327 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 550 PARK DR, BEN LOMOND, CA 95005-9330 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK TITLE CA |
| Name | Verified Name |
|---|---|
| Address | 550 PARK DR, BEN LOMOND, CA 95005-9330 |
| Document Number | 0000002645 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2021-0002645 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 550 PARK DR, BEN LOMOND, CA 95005-9330 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010261 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 2020-0010261 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 550 PARK DR, BEN LOMOND, CA 95005-9330 |
| Document Number | 0000010751 |
| Instrument Date | Apr 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 550 PARK DR BEN LOMOND CA 950059330, BEN LOMOND, CA 95005-9330 |
| Document Number | 0000010751 |
|---|---|
| Date | Apr 11, 2018 |
| Instrument | 10751 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 10, 2033 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,500 (+2%) Land $205,598 Building $179,902 | ||
| 2025 | $5,509.00 (+4.79%) Homeowner's exemption | $377,941 (+4.04%) Land $201,567 Building $176,374 | |
| 2023 | $5,257.00 (+2.16%) Homeowner's exemption | $363,266 Land $193,740 Building $169,526 | $825,750 |
| 2022 | $5,146.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 36 (1981–2017) |
| Claims Outside the SFHA | 10 of 36 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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