745 Osprey Dr, Cheney, WA 99004 Property Records

Spokane County property record for 745 Osprey Dr, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 2017
Lot Size	0.204 acres (8,877 sqft)
Owner	Company Name on File
Last Sale	$255,882 (Mar 2018)
Tax Bill	$4,180 (2026)
Deeds & Mortgages	Apr 2021 Sale Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13013.2511`

Property Details

APN / Parcel Number

Primary APN	`13013.2511`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	1,852 sqft
1st Floor Area	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,877 sqft (0.204 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft
Canopy	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	745 OSPREY DR
City	CHENEY
State	WA
Zip	99004-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HARVEST BLUFF PHASE 3 LT 11 BLK 1 (AFN#6552298)
Legal Subdivision	HARVEST BLUFF PHASE 3
Legal Phase	3
Legal Block	1
Legal Lot Number	11
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	3
Census Block	3046
Census Tract	14100

Owner

745 Osprey Dr is owned by a company that bought it in March 2018.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Company Name on File
Mailing Address	745 OSPREY DR, CHENEY, WA 99004-5222
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Warranty Deed, Transfer
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Mar 30, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN PACIFIC MTG-TEHACHAPI
Nov 21, 2017	Warranty Deed, Construction Loan · Construction Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2018 · Amount on File
Deed Sale	Mar 30, 2018 · Amount on File
Prior Sale	Nov 21, 2017 · Amount on File
Deed Document Number	20186695264
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 21, 2021
Property Address	745 OSPREY DR, CHENEY, WA 99004-5222
Document Number	0007064146
Map Reference	VOL 38 PG 100
Instrument Date	Apr 15, 2021
Instrument	7064146
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	745 OSPREY DR, CHENEY, WA 99004-5222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006995012
Date	Nov 13, 2020
Instrument	6995012

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

March 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 30, 2018
Property Address	745 OSPREY DR, CHENEY, WA 99004-5222
Document Number	0006695264
Instrument Date	Mar 6, 2018
Instrument	6695264
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 4, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,099.11
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6612 S HIGHLAND PARK DR SPOKANE WA 992236216, SPOKANE, WA 99223-6216

Mortgage

Document Number	6695265
Date	Mar 30, 2018
Instrument	6695265

Lender

Name	AMERICAN PACIFIC MTG-TEHACHAPI
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2048

November 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 21, 2017
Property Address	745 OSPREY DR, CHENEY, WA 99004-5222
Document Number	0006661147
Map Reference	VOL38 PG100
Instrument Date	Nov 14, 2017
Instrument	6661147
Transaction Type	Construction Loan
Record Updated	Sep 16, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$3,123.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2464 SW GLACIER PL STE 110, 110, REDMOND, OR 97756-7731
Investor	Possibly a Property Investor

Mortgage

Document Number	0006661148
Date	Nov 21, 2017
Instrument	6661148

Lender

Name	UMPQUA BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 745 Osprey Dr was $4,180, up 0.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,180.00 (+0.63%)	$390,600 (+4.08%) Land $100,000 Building $290,600	$390,600 (+4.08%) Land $100,000 Building $290,600
2025	$4,154.00	$375,300 (-2.87%) Land $100,000 Building $275,300	$375,300 (-2.87%) Land $100,000 Building $275,300
2024		$386,400 (+35.53%) Land $80,000 Building $306,400	$386,400 (+35.53%) Land $80,000 Building $306,400
2023	$3,236.00 (+2.44%)	$285,100 Land $62,500 Building $222,600	$285,100 Land $62,500 Building $222,600
2022	$3,159.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 745 Osprey Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 745 Osprey Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DCI Cable	1,000 / 100
Wired or Wireless Fixed Wireless	200 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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