729 Osprey Dr, Cheney, WA 99004 Property Records

Spokane County property record for 729 Osprey Dr, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,034 sqft · built 2017
Lot Size	0.173 acres (7,555 sqft)
Owner	2 Individual Names on File
Last Sale	$309,600 (Mar 2018)
Tax Bill	$4,784 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Mar 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13013.2507`

Property Details

APN / Parcel Number

Primary APN	`13013.2507`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,034 sqft Living Area
Gross Area	2,534 sqft
1st Floor Area	2,034 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,555 sqft (0.173 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft
Canopy	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	729 OSPREY DR
City	CHENEY
State	WA
Zip	99004-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HARVEST BLUFF PHASE 3 LT 7 BLK 1 (AFN#6552298)
Legal Subdivision	HARVEST BLUFF PHASE 3
Legal Phase	3
Legal Block	1
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	3
Census Block	3046
Census Tract	14100

Owner

729 Osprey Dr is owned and occupied by two individuals who acquired it in September 2019.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	729 OSPREY DR, CHENEY, WA 99004-5222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2019	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 9, 2018	Grant Deed, Subdivision Related Transfer INLAND PROF TITLE LLC
Mar 9, 2018	Quit Claim Deed, Transfer INLAND PROF TITLE LLC
Sep 29, 2017	Warranty Deed, Construction Loan · Commercial Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2018 · Amount on File
Deed Sale	Mar 9, 2018 · Amount on File
Prior Sale	Sep 29, 2017 · Amount on File
Deed Document Number	20186689599
Last Transfer Date	Sep 11, 2019
Transfer Doc	0006842903
Record Updated	Oct 29, 2026

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 17, 2019
Property Address	729 OSPREY DR, CHENEY, WA 99004-5222
Document Number	0006842903
Instrument Date	Sep 11, 2019
Instrument	6842903
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	WFG NATIONAL TITLE COMPANY/WA LLC, WFG NAT'L TITLE CO/WA LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	729 OSPREY DR CHENEY WA 990045222, CHENEY, WA 99004-5222

Mortgage

Document Number	6842904
Date	Sep 17, 2019
Instrument	6842904

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2049

March 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 9, 2018
Property Address	729 OSPREY DR, CHENEY, WA 99004-5222
Document Number	0006689599
Instrument Date	Mar 6, 2018
Instrument	6689599
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2018
Title Company	INLAND PROF TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	101 SQUIRES RD ROSALIA WA 991708607, ROSALIA, WA 99170-8607

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 9, 2018
Property Address	729 OSPREY DR, CHENEY, WA 99004-5222
Document Number	0006689600
Instrument Date	Feb 20, 2018
Instrument	6689600
Transaction Type	Transfer
Record Updated	Mar 14, 2018
Title Company	INLAND PROF TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	101 SQUIRES RD ROSALIA WA 991708607, ROSALIA, WA 99170-8607

September 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 29, 2017
Property Address	729 OSPREY DR, CHENEY, WA 99004-5222
Document Number	0006644732
Map Reference	VOL38 PG100
Instrument Date	Sep 27, 2017
Instrument	6644732
Transaction Type	Construction Loan
Record Updated	Sep 8, 2022
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$2,054.53
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2464 SW GLACIER PL STE 110, 110, REDMOND, OR 97756-7731
Investor	Possibly a Property Investor

Mortgage

Document Number	0006644733
Date	Sep 29, 2017
Instrument	6644733

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 729 Osprey Dr was $4,784, down 0.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,784.00 (-0.23%)	$450,300 (+4.79%) Land $100,000 Building $350,300	$450,300 (+4.79%) Land $100,000 Building $350,300
2025	$4,795.00	$429,700 (-3.44%) Land $100,000 Building $329,700	$429,700 (-3.44%) Land $100,000 Building $329,700
2024		$445,000 (+28.17%) Land $80,000 Building $365,000	$445,000 (+28.17%) Land $80,000 Building $365,000
2023	$3,725.00 (-3.1%)	$347,200 Land $58,000 Building $289,200	$347,200 Land $58,000 Building $289,200
2022	$3,844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 729 Osprey Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 729 Osprey Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DCI Cable	1,000 / 100
Wired or Wireless Fixed Wireless	200 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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