745 Main St, Clearwater, MN 55320 Property Records

Wright County property record for 745 Main St, Clearwater, MN 55320

Property Summary

Property Type	Vacant Land
Lot Size	0.267 acres (11,640 sqft)
Owner	2 Trust Names on File
Last Sale	$11,300 (Feb 1999)
Tax Bill	$184 (2026)
Deeds & Mortgages	Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`104-010-011011`

Property Details

APN / Parcel Number

Primary APN	`104-010-011011`

Exterior

Lot Area	11,640 sqft (0.267 acres)

Location & Zoning

Street Address	745 MAIN ST
City	CLEARWATER
State	MN
Zip	55320-2021
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	SECT-35 TWP-123 RANGE-027 ORIGINAL PLAT CLEARWATER LOTS 2 AND 3, BLOCK 11, TOWNSITE (NOW CITY) OF CLEARWATER, WRIGHT COUNTY,
Legal Range	027
Legal Township	123
Legal Section	35
Legal Subdivision	ORIGINAL PLAT CLEARWATER
Legal Block	11
Legal Lot Number	2-3
Jurisdiction	WRIGHT MN
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1019
Census Tract	100300

Owner

745 Main St, vacant land, is held in a trust since February 1999.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	745 MAIN ST, CLEARWATER, MN 55320-2021
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 1999 · Amount on File
Deed Sale	Feb 11, 1999 · Amount on File
Deed Document Number	199963310
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WRIGHT MN
Recording Date	Oct 8, 2025
Property Address	745 MAIN ST, CLEARWATER, MN 55320-2021
Document Number	00A1587116
Instrument Date	Aug 15, 2025
Instrument	A1587116
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	745 MAIN ST, CLEARWATER, MN 55320-2021

Tax Assessment & Valuation

The 2026 property tax bill for 745 Main St was $184, up 1.1% from the year before.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Clearwater City
County	Wright County
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$184.00 (+1.1%)	$10,900 (-27.33%) Land $10,900	$10,900 (-27.33%) Land $10,900
2025	$182.00	$15,000 Land $15,000	$15,000 Land $15,000
2023	$150.00 (-9.64%)	$15,000 Land $15,000	$15,000 Land $15,000
2022	$166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 745 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1998–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 745 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Clearwater serves 2,129 people · EPA ID MN1860025
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20