Wright County property record for 720 Main St, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 873 sqft · built 1900 |
| Lot Size | 0.136 acres (5,945 sqft) |
| Owner | Company Name on Record |
| Last Sale | $85,000 (Aug 2025) |
| Tax Bill | $1,032 (2026) |
| Deeds & Mortgages | Aug 2025 Sale Apr 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-010-005080 |
| Primary APN | 104-010-005080 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 873 sqft Living Area |
| 1st Floor Area | 700 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 5,945 sqft (0.136 acres) |
| Porch | Porch |
| Porch Area | 156 sqft |
| Storage Building | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 720 MAIN ST |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-2021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-35 TWP-123 RANGE-027 ORIGINAL PLAT CLEARWATER LOT-008 BLOCK-005 LOCK-005 |
| Legal Range | 027 |
| Legal Township | 123 |
| Legal Section | 35 |
| Legal Subdivision | ORIGINAL PLAT CLEARWATER |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100300 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 20215 226TH AVE NW, BIG LAKE, MN 55309-8343 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 20, 2025 | Warranty Deed, Transfer THE TITLE FIRM, THE TITLE TEAM |
| Apr 28, 2023 | Deed of Trust, Mortgage · Line of Credit LAKE CENTRAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2025 · Amount on Record |
| Deed Sale | Aug 20, 2025 · Amount on Record |
| Deed Document Number | 20251583685 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Aug 20, 2025 |
| Property Address | 720 MAIN ST, CLEARWATER, MN 55320-2021 |
| Document Number | 00A1583685 |
| Instrument Date | Aug 19, 2025 |
| Instrument | A1583685 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20215 226TH AVE NW, BIG LAKE, MN 55309-8343 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 720 MAIN ST, CLEARWATER, MN 55320-2021 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 720 MAIN ST, CLEARWATER, MN 55320-2021 |
| Document Number | 00A1529716 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | A1529716 |
| Name | LAKE CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | ANNANDALE, MN 55302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 24, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Clearwater City |
| County | Wright County |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,032.00 (-2.46%) | $95,500 (-18.93%) Land $21,000 Building $74,500 | $95,500 (-18.93%) Land $21,000 Building $74,500 |
| 2025 | $1,058.00 (+6.65%) | $117,800 (+1.46%) Land $21,000 Building $96,800 | $117,800 (+1.46%) Land $21,000 Building $96,800 |
| 2023 | $992.00 (+16.16%) | $116,100 Land $21,000 Building $95,100 | $116,100 Land $21,000 Building $95,100 |
| 2022 | $854.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1998–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Clearwater serves 2,129 people · EPA ID MN1860025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures