Woodford County property record for 745 Germany Rd, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Tax Bill | $3,968 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Mar 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-0000-049-02 |
| Primary APN | 02-0000-049-02 |
|---|---|
| Alternative APN |
|
| Account Number | 29963 |
|---|---|
| Street Address | 745 GERMANY RD |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-9240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 50300 |
Source: Woodford County records, as of December 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 745 GERMANY RD, FRANKFORT, KY 40601-9240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage L&N FCU |
| Mar 23, 2017 | Deed of Trust, Mortgage · Construction Mortgage L&N FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2016 |
| Deed Sale | Nov 21, 2016 |
| Deed Document Number | 27679 |
| Deed Book / Page | D297 / 149 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 745 GERMANY RD, FRANKFORT, KY 40601-9240 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M811/650 |
|---|---|
| Date | Feb 15, 2018 |
| Book Page | M811/650 |
| Instrument | 49848 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 745 GERMANY RD, FRANKFORT, KY 40601-9240 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M790/525 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | M790/525 |
| Instrument | 33228 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Woodford County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,968.00 (+25.13%) | $456,800 (+32.98%) | $456,800 (+32.98%) |
| 2023 | $3,171.00 | $343,500 | $343,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 119 (1978–2025) |
| Claims Outside the SFHA | 2 of 119 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 25 / 3 |
| All Points Broadband Fixed Wireless | 10 / 1 |
May also be available: Bluegrass Fiber, T-Mobile, Verizon.
5G and 4G LTE (outdoors only)
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