315 Germany Rd, Frankfort, KY 40601 Property Records

Woodford County property record for 315 Germany Rd, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,546 sqft · built 1990
Lot Size	11.5 acres (503,989 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,385 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-0000-069-03`

Property Details

APN / Parcel Number

Primary APN	`02-0000-069-03`
Alternative APN	`14270`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,546 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	503,989 sqft (11.5 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	14270
Street Address	315 GERMANY RD
City	FRANKFORT
State	KY
Zip	40601-9239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 STORY
Jurisdiction	WOODFORD KY
Township / Civil Division	VERSAILLES
Census Block Group	1
Census Block	1027
Census Tract	50300

Owner

Source: Woodford County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 GERMANY RD, FRANKFORT, KY 40601-9239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	217-584
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	315 GERMANY RD, FRANKFORT, KY 40601-9239
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 GERMANY RD, FRANKFORT, KY 40601-9239

Mortgage

Document Number	M929/344
Date	Oct 27, 2021
Book Page	M929/344
Instrument	116782

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 19, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,385.00 (+25.46%)	$242,300 (+37.83%)	$242,300 (+37.83%)
2023	$1,901.00	$175,800	$175,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Nearby Flood Policies	75 in force
Nearby Flood Claims	119 (1978–2025)
Claims Outside the SFHA	2 of 119
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 48 claims Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 10 claims Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
Windstream DSL	25 / 3
All Points Broadband Fixed Wireless	10 / 1

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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