745 Garthfield Ln, Charlottesville, VA 22901 Property Records

Albemarle County property record for 745 Garthfield Ln, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,652 sqft · built 1987
Lot Size	2.05 acres (89,342 sqft)
Owner	Individual Name on Record
Last Sale	$829,000 (Nov 2018)
Tax Bill	$13,356 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04400-00-00-033A0`

Property Details

APN / Parcel Number

Primary APN	`04400-00-00-033A0`
Alternative APN	`9593`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,652 sqft Finished Area
Basement Area	3,693 sqft
Finished Basement	916 sqft
Unfinished Basement	1,846 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	89,342 sqft (2.05 acres)
Garage Area	719 sqft
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	450 sqft
Deck Area	126 sqft
Patio Area	638 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	745 GARTHFIELD LN
City	CHARLOTTESVILLE
State	VA
Zip	22901-8855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	GARTHFIELD 1
Legal Subdivision	GARTHFIELD
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1017
Census Tract	10202

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	745 GARTHFIELD LN, CHARLOTTESVILLE, VA 22901-8855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2019	Deed of Trust, Mortgage · VA Mortgage STRONG HM MTG LLC
Nov 5, 2018	Grant Deed, Transfer · VA Mortgage STRONG HM MTG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Prior Sale	Nov 14, 2014 · Amount on Record
Deed Document Number	201812306
Deed Book / Page	5110 / 628
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	745 GARTHFIELD LN, CHARLOTTESVILLE, VA 22901-8855
Document Number	0000008497
Instrument Date	Aug 3, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	745 GARTHFIELD LN CHARLOTTESVILLE VA 229018855, CHARLOTTESVILLE, VA 22901-8855

Mortgage

Document Number	0000008497
Date	Aug 8, 2019
Book Page	005204/000250
Instrument	8497

Lender

Name	STRONG HM MTG LLC
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 5, 2018
Property Address	745 GARTHFIELD LN, CHARLOTTESVILLE, VA 22901-8855
Document Number	0000012306
Book / Page	005110 / 000628
Instrument Date	Oct 23, 2018
Instrument	12306
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$829.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	745 GARTHFIELD LN CHARLOTTESVILLE VA 229018855, CHARLOTTESVILLE, VA 22901-8855

Mortgage

Document Number	12307
Date	Nov 5, 2018
Book Page	005110/000633
Instrument	12307

Lender

Name	STRONG HM MTG LLC
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2048

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,356.00 (+22.93%)	$1,494,000 (+22.92%) Land $295,200 Building $1,198,800	$1,494,000 (+22.92%) Land $295,200 Building $1,198,800
2025	$10,865.00 (+19.38%)	$1,215,400 (+14.04%) Land $244,900 Building $970,500	$1,215,400 (+14.04%) Land $244,900 Building $970,500
2023	$9,101.00	$1,065,800 Land $221,700 Building $844,100	$1,065,800 Land $221,700 Building $844,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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