720 Garthfield Ln, Charlottesville, VA 22901 Property Records

Albemarle County property record for 720 Garthfield Ln, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,947 sqft · built 1987
Lot Size	3.74 acres (162,914 sqft)
Owner	2 Company Names on Record
Last Sale	$1,005,000 (May 2021)
Tax Bill	$13,311 (2026)
Deeds & Mortgages	Sep 2022 Transfer May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04400-00-00-033A3`

Property Details

APN / Parcel Number

Primary APN	`04400-00-00-033A3`
Alternative APN	`9596`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,947 sqft Finished Area
Basement Area	2,014 sqft
Unfinished Basement	1,989 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	162,914 sqft (3.74 acres)
Garage Area	624 sqft
Driveway	Paver Driveway
Porch	Slab
Porch Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	720 GARTHFIELD LN
City	CHARLOTTESVILLE
State	VA
Zip	22901-8855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	GARTHFIELD 4
Legal Subdivision	GARTHFIELD
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1017
Census Tract	10202

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	720 GARTHFIELD LN, CHARLOTTESVILLE, VA 22901-8855
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Gift Deed, Transfer
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Aug 14, 2017 · Amount on Record
Deed Document Number	20219560
Deed Book / Page	5548 / 170
Last Transfer Date	Sep 1, 2022
Transfer Doc	0000011489
Record Updated	Sep 20, 2026

September 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 30, 2022
Property Address	720 GARTHFIELD LN, CHARLOTTESVILLE, VA 22901-8855
Document Number	202200011489
Map Reference	MB 899 PG 591
Instrument Date	Sep 1, 2022
Instrument	202200011489
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	720 GARTHFIELD LN, CHARLOTTESVILLE, VA 22901-8855

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 28, 2021
Property Address	720 GARTHFIELD LN, CHARLOTTESVILLE, VA 22901-8855
Document Number	5548/170
Book / Page	5548 / 170
Map Reference	MB 899 PG 591
Instrument Date	May 26, 2021
Instrument	2021-00009560
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,005.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 GARTHFIELD LN, CHARLOTTESVILLE, VA 22901-8855

Mortgage

Document Number	202100009561
Date	May 28, 2021
Instrument	2021-00009561

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,311.00 (+23.04%)	$1,488,900 (+23.04%) Land $340,200 Building $1,148,700	$1,488,900 (+23.04%) Land $340,200 Building $1,148,700
2025	$10,818.00 (+14.27%)	$1,210,100 (+9.16%) Land $282,100 Building $928,000	$1,210,100 (+9.16%) Land $282,100 Building $928,000
2023	$9,467.00	$1,108,600 Land $255,400 Building $853,200	$1,108,600 Land $255,400 Building $853,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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