Owen County property record for 745 E North St, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,150 sqft · built 1962 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (May 2019) |
| Tax Bill | $1,077 (2025) |
| Deeds & Mortgages | May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-21-300-400.100-028 |
| Primary APN | 60-10-21-300-400.100-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| 1st Floor Area | 1,150 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 115 ft deep x 72 ft wide |
| Garage Type | Detached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001037950 |
|---|---|
| Street Address | 745 E NORTH ST |
| City | SPENCER |
| State | IN |
| Zip | 47460-1555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAYFAIR LOT 14 |
| Legal Lot Number | 14 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 955800 |
Source: Owen County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 745 E NORTH ST, SPENCER, IN 47460-1555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2019 · Amount on Record |
| Deed Sale | May 28, 2019 · Amount on Record |
| Deed Document Number | 2019216373 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | May 28, 2019 |
| Property Address | 745 E NORTH ST, SPENCER, IN 47460-1555 |
| Document Number | 0000216373 |
| Instrument Date | May 24, 2019 |
| Instrument | 216373 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 745 E NORTH ST, SPENCER, IN 47460-1555 |
| Document Number | 0000216374 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 216374 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Number | 0000216502 |
|---|---|
| Date | Jun 7, 2019 |
| Instrument | 216502 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Municipality | Spencer Town |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,077.00 (-4.35%) Homeowner's exemption | $147,300 (+21.43%) Land $21,300 Building $126,000 | $147,300 (+21.43%) Land $21,300 Building $126,000 |
| 2024 | $1,126.00 (+9.43%) | ||
| 2023 | $1,029.00 (+27.83%) | $121,300 Land $19,600 Building $101,700 | $121,300 Land $19,600 Building $101,700 |
| 2022 | $805.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 15 (2003–2025) |
| Claims Outside the SFHA | 4 of 15 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BBP WATER COMPANY serves 9,903 people · EPA ID IN5260001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures