661 E North St, Spencer, IN 47460 Property Records

Owen County property record for 661 E North St, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,135 sqft · built 1952
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$18,800 (Feb 2025)
Tax Bill	$1,231 (2025)
Deeds & Mortgages	Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`60-10-21-300-400.140-028`

Property Details

APN / Parcel Number

Primary APN	`60-10-21-300-400.140-028`
Alternative APN	`00001036706`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,135 sqft Living Area
1st Floor Area	1,135 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1960
Construction Type	Stone
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	375 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001036706
Street Address	661 E NORTH ST
City	SPENCER
State	IN
Zip	47460-1553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORNINGSIDE LOT 31
Legal Subdivision	MORNINGSIDE ADDITION
Legal Lot Number	31
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1041
Census Tract	955800

Owner

Source: Owen County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	661 E NORTH ST, SPENCER, IN 47460-1553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2025 · Amount on Record
Deed Sale	Feb 12, 2025 · Amount on Record
Prior Sale	Apr 18, 2007 · Amount on Record
Deed Document Number	2025239158
Prior Transfer Date	Oct 22, 2019
Prior Transfer Doc	218152
Record Updated	Oct 29, 2026

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OWEN IN
Recording Date	Oct 23, 2019
Property Address	661 E NORTH ST, SPENCER, IN 47460-1553
Document Number	218152
Map Reference	DD 88 PG 117
Instrument Date	Oct 22, 2019
Instrument	218152
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	661 E NORTH ST, SPENCER, IN 47460-1553

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Municipality	Spencer Town
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,231.00 (-10.15%) Homeowner's exemption	$161,500 (+19.81%) Land $18,000 Building $143,500	$161,500 (+19.81%) Land $18,000 Building $143,500
2024	$1,370.00 (+12.48%)
2023	$1,218.00 (-8.63%)	$134,800 (+51.12%) Land $11,700 Building $123,100	$134,800 (+51.12%) Land $11,700 Building $123,100
2022	$1,333.00	$89,200 Land $11,700 Building $77,500	$89,200 Land $11,700 Building $77,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	15 (2003–2025)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms, Flooding, And Tornadoes, Jun 2008 · 7 claims Severe Winter Storms And Flooding, Jan 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BBP WATER COMPANY serves 9,903 people · EPA ID IN5260001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: South Central Indiana REMC.

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