Lake County property record for 745 Constance Ln, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,612 sqft · built 1972 |
| Lot Size | 0.298 acres (12,991 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,205,000 (Sep 2025) |
| Tax Bill | $19,464 (2024) |
| Deeds & Mortgages | Nov 2022 Line of Credit Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-31-203-001 |
| Primary APN | 16-31-203-001 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,612 sqft Living Area |
| Gross Area | 5,688 sqft |
| 1st Floor Area | 1,536 sqft |
| 2nd Floor Area | 2,076 sqft |
| Upper Floors Area | 2,076 sqft |
| Basement Area | 1,536 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,991 sqft (0.298 acres) |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 745 CONSTANCE LN |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-3919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALENTIS CLAVINIA SUB UNIT 4 LOT 46 |
| Legal Subdivision | VALENTIS CLAVINIA SUB |
| Legal Lot Number | 46 |
| Legal Unit | 4 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 864802 |
745 Constance Ln is owned by two individuals who bought it in September 2025.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3203 N OAKLEY AVE, 401, CHICAGO, IL 60618-7474 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 22, 2025 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on File |
| Deed Sale | Sep 22, 2025 · Amount on File |
| Prior Sale | Apr 26, 1994 · Amount on File |
| Deed Document Number | 20258123036 |
| Prior Transfer Date | Oct 28, 2009 |
| Prior Transfer Doc | 0006538534 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 745 CONSTANCE LN, DEERFIELD, IL 60015-3919 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 745 CONSTANCE LN, DEERFIELD, IL 60015-3919 |
| Document Number | 0007946527 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 7946527 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HEBRON, KY 41021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 10, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 22, 2025 |
| Property Address | 745 CONSTANCE LN, DEERFIELD, IL 60015-3919 |
| Document Number | 0008123036 |
| Map Reference | DOC 1352733 |
| Instrument Date | Jul 1, 2025 |
| Instrument | 8123036 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 745 CONSTANCE LN, DEERFIELD, IL 60015-3919 |
| Document Number | 0008123037 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 8123037 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2055 |
| Rate | 6.75% |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $229,650 (+4.84%) Land $59,720 Building $169,930 | $689,019 (+4.84%) Land $179,178 Building $509,841 | |
| 2024 | $19,464.00 (+5.36%) | $219,048 (+4.2%) Land $56,963 Building $162,085 | $657,210 (+4.2%) Land $170,906 Building $486,304 |
| 2023 | $18,474.00 (+5.99%) | $210,219 (+4.54%) Land $54,667 Building $155,552 | $630,720 (+4.54%) Land $164,017 Building $466,703 |
| 2022 | $17,430.00 | $201,090 Land $58,859 Building $142,231 | $603,331 Land $176,595 Building $426,736 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 745 Constance Ln in Zone X, an area of minimal flood risk, though there have been 63 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 63 (1981–2019) |
| Claims Outside the SFHA | 12 of 63 |
| Most Recent Claim | Sep 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 745 Constance Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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