Lake County property record for 686 Constance Ln, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,426 sqft · built 1976 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $490,000 (Mar 2019) |
| Tax Bill | $16,272 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-31-202-014 |
| Primary APN | 16-31-202-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,426 sqft Living Area |
| Gross Area | 3,948 sqft |
| 1st Floor Area | 1,362 sqft |
| 2nd Floor Area | 1,064 sqft |
| Upper Floors Area | 1,064 sqft |
| Basement Area | 1,026 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 496 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 686 CONSTANCE LN |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-3918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALENTIS CLAVINIA SUB UNIT 4 LOT 29 |
| Legal Subdivision | VALENTIS CLAVINIA SUB |
| Legal Lot Number | 29 |
| Legal Unit | 4 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 864802 |
Source: Lake County assessment roll, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 686 CONSTANCE LN, DEERFIELD, IL 60015-3918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOMELAND MORTGAGE CO |
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 19, 2019 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2019 · Amount on Record |
| Deed Sale | Mar 19, 2019 · Amount on Record |
| Deed Document Number | 20197549422 |
| Prior Transfer Date | Dec 7, 2011 |
| Prior Transfer Doc | 0006820764 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 686 CONSTANCE LN, DEERFIELD, IL 60015-3918 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007868451 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 7868451 |
| Name | HOMELAND MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | WESTMONT, IL 60559 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 686 CONSTANCE LN, DEERFIELD, IL 60015-3918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | LAKESHORE TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0007736655 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 7736655 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 686 CONSTANCE LN, DEERFIELD, IL 60015-3918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007647010 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 7647010 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 686 CONSTANCE LN, DEERFIELD, IL 60015-3918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LST |
| Name | Verified Name |
|---|
| Document Number | 0007594393 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 7594393 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate | 3.75% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 19, 2019 |
| Property Address | 686 CONSTANCE LN, DEERFIELD, IL 60015-3918 |
| Document Number | 0007549422 |
| Map Reference | DOC1352733 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 7549422 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 686 CONSTANCE LN, DEERFIELD, IL 60015-3918 |
| Document Number | 0007549424 |
|---|---|
| Date | Mar 19, 2019 |
| Instrument | 7549424 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate | 4.37% |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $193,371 (+9.24%) Land $49,962 Building $143,409 | $580,171 (+9.24%) Land $149,901 Building $430,270 | |
| 2024 | $16,272.00 (+5.16%) | ||
| 2023 | $15,474.00 (+6.02%) | $177,008 (+4.49%) Land $45,734 Building $131,274 | $531,077 (+4.49%) Land $137,216 Building $393,861 |
| 2022 | $14,595.00 | $169,405 Land $49,123 Building $120,282 | $508,266 Land $147,384 Building $360,882 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 63 (1981–2019) |
| Claims Outside the SFHA | 12 of 63 |
| Most Recent Claim | Sep 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures