San Luis Obispo County property record for 745 Bello St, Pismo Beach, CA 93449
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 841 sqft · built 1985 |
| Lot Size | 0.019 acres (841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Aug 2017) |
| Tax Bill | $4,672 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-070-004 |
| Primary APN | 005-070-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 841 sqft Living Area |
| 1st Floor Area | 841 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Lot Area | 841 sqft (0.019 acres) |
| Terrain | Above Road/Slope |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 745 BELLO ST |
|---|---|
| City | PISMO BEACH |
| State | CA |
| Zip | 93449-2335 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R3 |
| Legal Description | CY PB TR 1121 UNIT 4 PTN LT 1 & ABD RD |
| Legal Subdivision | BELLO STREET CONDO |
| Legal Tract | 1121 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 11706 |
745 Bello St, a condominium, is owned by an individual who bought it in August 2017.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 745 BELLO ST, 4, PISMO BEACH, CA 93449-2335 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Aug 11, 2017 | Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2017 · Amount on File |
| Deed Sale | Aug 11, 2017 · Amount on File |
| Prior Sale | Dec 9, 2003 · Amount on File |
| Deed Document Number | 201735902 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 745 BELLO ST, PISMO BEACH, CA 93449-2335 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 745 BELLO ST 4, 4, PISMO BEACH, CA 93449-2335 |
| Document Number | 0000076672 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020076672 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 11, 2017 |
| Property Address | 745 BELLO ST, PISMO BEACH, CA 93449-2335 |
| Document Number | 0000035902 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 35902 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $401.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 745 BELLO ST #4 PISMO BEACH CA 934492335, 4, PISMO BEACH, CA 93449-2335 |
| Document Number | 35903 |
|---|---|
| Date | Aug 11, 2017 |
| Instrument | 35903 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 10, 2047 |
The 2025 property tax bill for 745 Bello St was $4,672.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Pismo Beach City |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $423,607 (+2%) Land $203,100 Building $220,507 | |
| 2025 | $4,672.00 | $415,302 Land $199,118 Building $216,184 |
| 2023 | $4,469.00 (+1.59%) | $399,178 Land $191,387 Building $207,791 |
| 2022 | $4,399.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 745 Bello St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 745 Bello St is moderate, ranking above 40% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PISMO BEACH WATER DEPARTMENT serves 7,944 people · EPA ID CA4010008 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Astound Broadband, Peak WiFi, Surfnet Communications, T-Mobile, Verizon.
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