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7448 Royal Oak Dr, Spring Hill, FL 34607 Property Records

Hernando County property record for 7448 Royal Oak Dr, Spring Hill, FL 34607 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,238 sqft · built 1987
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Nov 2017)
Tax Bill$1,560 (2025)
Deeds & MortgagesAug 2021 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR09-223-17-2643-0012-0020

Property Details

APN / Parcel Number

Primary APNR09-223-17-2643-0012-0020
Alternative APNs
  • 01051612
  • 1051612

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,238 sqft Living Area
1st Floor Area2,228 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area448 sqft
PorchPorch
Porch Area1,448 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01051612
Street Address7448 ROYAL OAK DR
CitySPRING HILL
StateFL
Zip34607-2345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE IN THE WOODS PHASE III BLK 12 LOT 2
Legal Range17E
Legal Township23S
Legal Section09
Legal SubdivisionLAKE IN THE WOODS PH III
Legal Phase3
Legal Block12
Legal Lot Number2
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group1
Census Block1037
Census Tract41502

Owner

Source: Hernando County records · APN R09-223-17-2643-0012-0020

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7448 ROYAL OAK DR, SPRING HILL, FL 34607-2345
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 15, 2017Warranty Deed, Transfer · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2017 · Amount on Record
Deed SaleNov 15, 2017 · Amount on Record
Prior SaleAug 06, 2003 · Amount on Record
Deed Document Number2017064257
Deed Book / Page3525 / 0404
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address7448 ROYAL OAK DR, SPRING HILL, FL 34607-2345
Transaction TypeMortgage
Record UpdatedSep 29, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040490120
DateAug 31, 2021
Book Page4049/120
Instrument2021065654
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 01, 2041

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateNov 15, 2017
Property Address7448 ROYAL OAK DR, SPRING HILL, FL 34607-2345
Document Number0035250404
Book / Page003525 / 000404
Instrument DateNov 08, 2017
Instrument64257
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7448 ROYAL OAK DR SPRING HILL FL 346072345, SPRING HILL, FL 34607-2345

Mortgage

Document Number35250406
DateNov 15, 2017
Book Page003525/000406
Instrument64258
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 14, 2047

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,560.00 (+1.89%) Additional exemption filed$148,778 (+5.99%)$275,943 (+0.6%) Land $37,991 Building $237,952
2023$140,374 Land $140,374
2022$1,531.00$274,289 Land $37,991 Building $236,298

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 51 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies51 in force
Nearby Flood Claims52 (1983–2024)
Claims Outside the SFHA7 of 52
Most Recent ClaimSep 2024, tidal / storm surge, Hurricane Helene
Claims By Storm
  • Hurricane Helene, Sep 2024 · 9 claims
  • Hurricane Idalia, Aug 2023 · 7 claims
  • Hurricane Hermine, Sep 2016 · 5 claims

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,632 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 268 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Open InfraFiber8,000 / 8,000
WOW Internet, Cable & PhoneFiber5,000 / 5,000
SpectrumCable1,000 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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